Stearns County property record for 39 20th Ave S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1980 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Jan 2017) |
| Tax Bill | $2,840 (2026) |
| Deeds & Mortgages | Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51440-0002 |
| Primary APN | 82-51440-0002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Width | 42 ft Width |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Street Address | 39 20TH AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 011 BLK 005 SYNDICATE ADD SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 15 |
| Legal Subdivision | SYNDICATE ADD |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 601 |
39 20th Ave S is owned and occupied by an individual who acquired it in February 2025.
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 20TH AVE S, SAINT CLOUD, MN 56301-3953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2017 · Amount on File |
| Deed Sale | Jan 3, 2017 · Amount on File |
| Prior Sale | Oct 28, 2014 · Amount on File |
| Deed Document Number | 20171486365 |
| Last Transfer Date | Feb 5, 2025 |
| Transfer Doc | 00A1687641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 3, 2017 |
| Property Address | 39 20TH AVE S, SAINT CLOUD, MN 56301-3953 |
| Document Number | 00A1486365 |
| Instrument Date | Dec 14, 2016 |
| Instrument | A1486365 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | QUARRY TITLE AND CLOSING LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $419.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 39 20TH AVE S, SAINT CLOUD, MN 56301-3953 |
The 2026 property tax bill for 39 20th Ave S was $2,840.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,840.00 | $213,000 (-) Land $25,000 Building $188,000 | $213,000 (-) Land $25,000 Building $188,000 |
| 2025 | $213,000 Land $25,000 Building $188,000 | $213,000 Land $25,000 Building $188,000 | |
| 2023 | $2,244.00 | $204,000 Land $25,000 Building $179,000 | $204,000 Land $25,000 Building $179,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 20th Ave S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 39 20th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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