38F Kulewa Loop, Waipahu, HI 96797 Property Records

State of Hawaii and Honolulu County property record for 38F Kulewa Loop, Waipahu, HI 96797

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 480 sqft · built 1987
Lot Size	4.56 acres (198,801 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Feb 2003)
Tax Bill	$1,470 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1-9-4-115-040-0098`

Property Details

APN / Parcel Number

Primary APN	`1-9-4-115-040-0098`
Alternative APN	`941150400098`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	480 sqft Living Area
Gross Area	536 sqft
1st Floor Area	480 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	198,801 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	56 sqft
Courtyard	75 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	38F KULEWA LOOP
City	WAIPAHU
State	HI
Zip	96797
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	U/11/11
Legal Description	APT 38-F ROYAL PALM AT WAIPIO-PHASE IV CONDO MAP 1492 TOG W/PKG STALL 435 UND INT IN ALL COMMON ELEMENTS
Legal Subdivision	ROYAL PALM AT WAIPIO-PHASE IV
Legal Phase	4
Legal Lot Number	38F
Jurisdiction	HONOLULU HI
Township / Civil Division	EWA
Census Block Group	1
Census Block	1000
Census Tract	8947

Owner

Source: State of Hawaii and Honolulu County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	94-524 LUMIAUAU ST, 103, WAIPAHU, HI 96797-5098
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TERRITORIAL SAVINGS BANK
Feb 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2003 · Amount on Record
Deed Sale	Feb 28, 2003 · Amount on Record
Deed Document Number	20032897753
Last Transfer Date	Feb 9, 2021
Transfer Doc	0T11376369
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Property Address	94-1412 KULEWA LOOP # 38F, 38F, WAIPAHU, HI 96797-4616
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ROYAL PALM AT WAIPIO PHASE IV

Mortgage

Document Number	0T11482322
Date	Jun 9, 2021
Instrument	T-11482322

Lender

Name	TERRITORIAL SAVINGS BANK
Type	Bank
Address	HONOLULU, HI 96806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HONOLULU HI
Recording Date	Feb 23, 2021
Property Address	94-1412 KULEWA LOOP # 38F, 38F, WAIPAHU, HI 96797-4616
Document Number	0T11376369
Map Reference	DOC 2824587
Instrument Date	Feb 9, 2021
Instrument	T-11376369
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	94-524 LUMIAUAU ST # B103, B103, WAIPAHU, HI 96797-5098

Tax Assessment & Valuation

Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Honolulu County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,470.00	$394,700 (-6.02%) Land $144,400 Building $250,300	$394,700 (-6.02%) Land $144,400 Building $250,300
2025	$1,470.00 (+2.65%)	$420,000 (+2.61%) Land $144,400 Building $275,600	$420,000 (+2.61%) Land $144,400 Building $275,600
2024	$1,432.00 (+1.49%)	$409,300 (+1.51%) Land $149,700 Building $259,600	$409,300 (+1.51%) Land $149,700 Building $259,600
2023	$1,411.00 (+13.79%)	$403,200 Land $149,700 Building $253,500	$403,200 Land $149,700 Building $253,500
2022	$1,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of Hawaii
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAIPIO HEIGHTS serves 11,516 people · EPA ID HI0000334
Water Source	Groundwater
Last State Inspection	Nov 2022
Also Mapped Here	WAIPAHU-EWA-WAIANAE
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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