38W679 Murray Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 38W679 Murray Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,095 sqft · built 1974
Lot Size	1.66 acres (72,745 sqft)
Owner	2 Trust Names on File
Last Sale	$420,000 (Dec 2022)
Tax Bill	$10,139 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-07-177-011`

Property Details

APN / Parcel Number

Primary APN	`09-07-177-011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,095 sqft Living Area
1st Floor Area	2,095 sqft
Basement Area	1,345 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,745 sqft
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38W679 MURRAY RD
City	SAINT CHARLES
State	IL
Zip	60175-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 031-FERSNCRK,MALRDLK
Legal Subdivision	OWNERS MALLARD LAKE
Legal Block	3
Legal Lot Number	18
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3010
Census Tract	852101

Owner

38W679 Murray Rd is owner-occupied and held in a trust since December 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	38W679 MURRAY RD, SAINT CHARLES, IL 60175-6803
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Deed Document Number	202257072
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Dec 1, 2022
Property Address	38W679 MURRAY RD, ST CHARLES, IL 60175-6803
Document Number	0000057072
Map Reference	DOC 1185011
Instrument Date	Nov 14, 2022
Instrument	2022K057072
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2428 CAPE COD CIR, ELGIN, IL 60124-4365

Mortgage

Document Number	0000057073
Date	Dec 1, 2022
Instrument	2022K057073

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.87%

Tax Assessment & Valuation

The 2025 property tax bill for 38W679 Murray Rd was $10,139 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,139.00 Homeowner's exemption	$159,867 (+8.53%) Land $44,171 Building $115,696	$479,793 (+8.53%) Land $132,566 Building $347,227
2024		$147,302 Land $40,699 Building $106,603	$442,083 Land $122,146 Building $319,937
2022	$8,135.00 (+6.37%) Homeowner's exemption	$117,355 (+4.91%) Land $38,590 Building $78,765	$352,065 (+4.91%) Land $115,770 Building $236,295
2021	$7,648.00 Homeowner's exemption	$111,863 Land $36,784 Building $75,079	$335,589 Land $110,352 Building $225,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38W679 Murray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38W679 Murray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20