38W652 Sunvale Dr, Elgin, IL 60124 Property Records

Kane County property record for 38W652 Sunvale Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,332 sqft · built 1988
Lot Size	6.5 acres (283,140 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Jul 2024)
Tax Bill	$12,574 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`06-31-377-001`

Property Details

APN / Parcel Number

Primary APN	`06-31-377-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,332 sqft Living Area
Gross Area	3,512 sqft
Basement Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	283,140 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	38W652 SUNVALE DR
City	ELGIN
State	IL
Zip	60124-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNVALE UNIT 2
Legal Subdivision	SUNVALE
Legal Block	2
Legal Lot Number	6
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2030
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 MEADOWSEDGE LN, JOLIET, IL 60436-9732
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Nov 4, 2021	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACCUNETMORTGAGE.COM LLC
Dec 29, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	202425953
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Oct 16, 2026
Property Address	38W652 SUNVALE DR, ELGIN, IL 60124-8809
Document Number	0000044778
Instrument Date	Oct 9, 2026
Instrument	202644778
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38W652 SUNVALE DR, ELGIN, IL 60124-8809

Mortgage

Document Number	0000044778,
Date	Oct 16, 2026
Instrument	202644778

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Rate	8.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 14, 2022
Property Address	38W652 SUNVALE DR, ELGIN, IL 60124-8809
Document Number	0000050536
Map Reference	DOC 1642263
Instrument Date	Sep 30, 2022
Instrument	2022K050536
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2512 ROLLING RDG, 2512, ELGIN, IL 60124-4333

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38W SUNVALE DR # 652, 652, ELGIN, IL 60124

Mortgage

Document Number	0000050537
Date	Oct 14, 2022
Instrument	2022K050537

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	38W652 SUNVALE DR, ELGIN, IL 60124-8809
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38W652 SUNVALE DR, ELGIN, IL 60124-8809

Mortgage

Document Number	0000083314
Date	Nov 4, 2021
Instrument	2021K083314

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	38W652 SUNVALE DR, ELGIN, IL 60124-8809
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030726
Date	Apr 20, 2021
Instrument	2021K030726

Lender

Name	ACCUNETMORTGAGE.COM LLC
Type	Mortgage Company
Address	WAUKESHA, WI 53188

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

Interest

Rate	2.99%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 29, 2017
Property Address	38W652 SUNVALE DR, ELGIN, IL 60124-8809
Document Number	0000067632
Instrument Date	Dec 20, 2017
Instrument	67632
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$578.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 LUNT AVE SCHAUMBURG IL 601934654, SCHAUMBURG, IL 60193-4654

Mortgage

Document Number	67633
Date	Dec 29, 2017
Instrument	67633

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

Mortgage

Document Number	36196,
Date	Dec 29, 2017
Instrument	36196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Dec 28, 2045

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,574.00 (+15.17%)	$196,310 (+8.57%) Land $67,801 Building $128,509	$589,166 (+8.57%) Land $203,484 Building $385,681
2024		$180,814 (+21.39%) Land $62,449 Building $118,365	$542,659 (+21.44%) Land $187,422 Building $355,237
2022	$10,918.00 (+6.13%) Homeowner's exemption	$148,948 (+6.96%) Land $51,443 Building $97,505	$446,844 (+6.96%) Land $154,329 Building $292,515
2021	$10,287.00 Homeowner's exemption	$139,256 Land $48,096 Building $91,160	$417,768 Land $144,288 Building $273,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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