Kane County property record for 38W643 Bittersweet Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,202 sqft · built 1978 |
| Lot Size | 0.92 acres (40,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $607,000 (Jun 2026) |
| Tax Bill | $9,660 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-152-003 |
| Primary APN | 06-31-152-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 2,202 sqft Living Area |
| Gross Area | 3,494 sqft |
| Basement Area | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 40,055 sqft (0.92 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 38W643 BITTERSWEET LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITAWA SUB LOT 7 |
| Legal Subdivision | MITAWA SUB |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 851912 |
38W643 Bittersweet Ln is owned by an individual who bought it in June 2026.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 237 STONE ST, SOUTH ELGIN, IL 60177-1543 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Nov 28, 2023 · Amount on File |
| Deed Document Number | 202625178 |
| Prior Transfer Date | Apr 27, 2006 |
| Prior Transfer Doc | 0000050110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 17, 2026 |
| Property Address | 38W643 BITTERSWEET LN, ELGIN, IL 60124-8534 |
| Document Number | 0000025178 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202625178 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $91,960.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 STONE ST, SOUTH ELGIN, IL 60177-1543 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 28, 2023 |
| Property Address | 38W643 BITTERSWEET LN, ELGIN, IL 60124-8534 |
| Document Number | 0000041595 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2023K041595 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $502.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38W643 BITTERSWEET LN, ELGIN, IL 60124-8534 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38W643 BITTERSWEET LN, ELGIN, IL 60124-8534 |
| Document Number | 0000041596 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023K041596 |
| Name | PROPER RATE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 38W643 Bittersweet Ln was $9,660, up 3.3% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,660.00 (+3.33%) | $152,674 (+8.57%) Land $37,715 Building $114,959 | $458,205 (+8.57%) Land $113,190 Building $345,015 |
| 2024 | $9,349.00 | $140,623 Land $34,738 Building $105,885 | $422,038 Land $104,256 Building $317,782 |
| 2022 | $8,389.00 (+6.23%) Homeowner's exemption | $115,840 (+6.96%) Land $28,616 Building $87,224 | $347,520 (+6.96%) Land $85,848 Building $261,672 |
| 2021 | $7,897.00 Homeowner's exemption | $108,302 Land $26,754 Building $81,548 | $324,906 Land $80,262 Building $244,644 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38W643 Bittersweet Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38W643 Bittersweet Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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