Kane County property record for 38W490 Berquist Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,347 sqft · built 2006 |
| Lot Size | 0.243 acres (10,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $498,500 (Jan 2007) |
| Tax Bill | $15,156 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-07-251-002 |
| Primary APN | 12-07-251-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,347 sqft Living Area |
| Gross Area | 5,149 sqft |
| Basement Area | 1,802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Lot Area | 10,600 sqft (0.243 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Well |
| Street Address | 38W490 BERQUIST DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-6144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK NBHD O PT OF LT 77 LYING IN TAX CODE GE001 (LOT 77 INCLUDES TWO PCL#S 12-07-251-001 & 12-07-251-002) |
| Legal Subdivision | MILL CREEK |
| Legal Block | 4 |
| Legal Lot Number | 77 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 854800 |
38W490 Berquist Dr is owned and occupied by two individuals who bought it in January 2007.
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38W490 BERQUIST DR, GENEVA, IL 60134-6144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Apr 1, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2007 · Amount on File |
| Deed Sale | Jan 3, 2007 · Amount on File |
| Deed Document Number | 20071026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W490 BERQUIST DR, GENEVA, IL 60134-6144 |
| Document Number | 0000039230 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38W490 BERQUIST DR GENEVA IL 601346144, GENEVA, IL 60134-6144 |
| Document Number | 0000039230 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 39230 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 19, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W490 BERQUIST DR, GENEVA, IL 60134-6144 |
| Document Number | 0000018810 |
| Instrument Date | Apr 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 38W490 BERQUIST DR GENEVA IL 601346144, GENEVA, IL 60134-6144 |
| Document Number | 0000018810 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 18810 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 38W490 Berquist Dr was $15,156 with a homeowner's exemption.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,156.00 Homeowner's exemption | ||
| 2024 | $199,327 Land $44,780 Building $154,547 | $598,220 Land $134,394 Building $463,827 | |
| 2022 | $13,597.00 (+2.73%) Homeowner's exemption | $168,376 (+3.86%) Land $37,827 Building $130,549 | $505,128 (+3.86%) Land $113,481 Building $391,647 |
| 2021 | $13,236.00 Homeowner's exemption | $162,118 Land $36,421 Building $125,697 | $486,354 Land $109,263 Building $377,091 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38W490 Berquist Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38W490 Berquist Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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