Kane County property record for 38W443 Sunset Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,378 sqft · built 1955 |
| Lot Size | 0.833 acres (36,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Apr 2026) |
| Tax Bill | $8,725 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-30-402-003 |
| Primary APN | 09-30-402-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,378 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,300 sqft (0.833 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 93 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 38W443 SUNSET DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAINBOW HILLS UNIT 2 - LOT 21 |
| Legal Subdivision | RAINBOW HILLS |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 852204 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3509 S MOZART ST, CHICAGO, IL 60632-1715 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 15, 2026 | Warranty Deed, Transfer · FHA Mortgage FLORIDA CAPITAL BANK |
| Jul 20, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Mar 3, 2010 · Amount on Record |
| Deed Document Number | 202615299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 38W443 SUNSET DR, SAINT CHARLES, IL 60175-6028 |
| Document Number | 0000015299 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 202615299 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | PROPER TITLE LLC, PROPER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67,417.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3509 S MOZART ST, CHICAGO, IL 60632-1715 |
| Document Number | 0000015300, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202615300 |
| Name | FLORIDA CAPITAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate | 6.6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W443 SUNSET DR, ST CHARLES, IL 60175-6028 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035085 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 2018K035085 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,725.00 (+2.89%) Homeowner's exemption | $138,696 (+8.53%) Land $40,417 Building $98,279 | $416,255 (+8.53%) Land $121,300 Building $294,955 |
| 2024 | $8,480.00 (+10.88%) | $127,795 (+20.57%) Land $37,240 Building $90,555 | $383,538 (+20.62%) Land $111,765 Building $271,774 |
| 2022 | $7,648.00 (+6.15%) Homeowner's exemption | $105,990 (+4.91%) Land $33,203 Building $72,787 | $317,970 (+4.91%) Land $99,609 Building $218,361 |
| 2021 | $7,205.00 Homeowner's exemption | $101,029 Land $31,649 Building $69,380 | $303,087 Land $94,947 Building $208,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures