Kane County property record for 38W344 Thunder Gap Ct, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,292 sqft · built 1977 |
| Lot Size | 0.985 acres (42,927 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jul 2025) |
| Tax Bill | $6,897 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-30-252-007 |
| Primary APN | 06-30-252-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Living Area |
| Gross Area | 4,354 sqft |
| Basement Area | 2,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Lot Area | 42,927 sqft (0.985 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 38W344 THUNDER GAP CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CATATOGA 2 LOT 81 |
| Legal Subdivision | CATATOGA |
| Legal Block | 3 |
| Legal Lot Number | 81 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 851913 |
38W344 Thunder Gap Ct is owned by two individuals who bought it in July 2025.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1609 NIPPERT DR, STREAMWOOD, IL 60107-3056 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on File |
| Deed Sale | Jul 14, 2025 · Amount on File |
| Prior Sale | Jun 3, 1998 · Amount on File |
| Deed Document Number | 202525994 |
| Prior Transfer Date | Apr 10, 2002 |
| Prior Transfer Doc | 0000049813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W344 THUNDER GAP CT, ELGIN, IL 60124-8430 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | LAKESHORE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000082387 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021K082387 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 38W344 Thunder Gap Ct was $6,897.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,897.00 | $116,655 (-28.37%) Land $41,324 Building $75,331 | $350,105 (-28.37%) Land $124,022 Building $226,083 |
| 2024 | $162,856 Land $38,062 Building $124,794 | $488,764 Land $114,232 Building $374,532 | |
| 2022 | $10,225.00 (+5.99%) Homeowner's exemption | $134,155 (+6.96%) Land $31,354 Building $102,801 | $402,465 (+6.96%) Land $94,062 Building $308,403 |
| 2021 | $9,647.00 Homeowner's exemption | $125,426 Land $29,314 Building $96,112 | $376,278 Land $87,942 Building $288,336 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38W344 Thunder Gap Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38W344 Thunder Gap Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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