38W210 Henricksen Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 38W210 Henricksen Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 4,042 sqft · built 1998
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Company Names on File
Last Sale	$930,000 (Jul 2023)
Tax Bill	$18,199 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-07-227-007`

Property Details

APN / Parcel Number

Primary APN	`09-07-227-007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,042 sqft Living Area
Basement Area	1,581 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft
Garage Type	Attached
Garage Area	843 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	38W210 HENRICKSEN RD
City	SAINT CHARLES
State	IL
Zip	60175-5469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 048-HERITAGE OAKS
Legal Subdivision	HERITAGE OAKS
Legal Block	3
Legal Lot Number	28
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3007
Census Tract	852101

Owner

38W210 Henricksen Rd is owned by a company that bought it in July 2023 and is owner-occupied.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	38W210 HENRICKSEN RD, SAINT CHARLES, IL 60175-5469
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed, Transfer · Conventional Mortgage USAA FSB
May 10, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Oct 22, 1997 · Amount on File
Deed Document Number	202323614
Prior Transfer Date	May 6, 2019
Prior Transfer Doc	0000018844
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 14, 2023
Property Address	38W210 HENRICKSEN RD, ST CHARLES, IL 60175-5469
Document Number	0000023614
Instrument Date	Jun 20, 2023
Instrument	2023K023614
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	38W210 HENRICKSEN RD, SAINT CHARLES, IL 60175-5469

Mortgage

Document Number	0000023615
Date	Jul 14, 2023
Instrument	2023K023615

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 10, 2019
Property Address	38W210 HENRICKSEN RD, ST CHARLES, IL 60175-5469
Document Number	0000018844
Instrument Date	May 6, 2019
Instrument	18844
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

Tax Assessment & Valuation

The 2025 property tax bill for 38W210 Henricksen Rd was $18,199 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,199.00	$310,995 (+16.96%) Land $52,763 Building $258,232	$933,358 (+16.96%) Land $158,352 Building $775,006
2024		$265,906 Land $48,616 Building $217,290	$798,037 Land $145,906 Building $652,131
2022	$15,524.00 (+5.83%)	$202,952 (+4.91%) Land $43,448 Building $159,504	$608,856 (+4.91%) Land $130,344 Building $478,512
2021	$14,669.00	$193,454 Land $41,415 Building $152,039	$580,362 Land $124,245 Building $456,117

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38W210 Henricksen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38W210 Henricksen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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