38W121 Hopps Rd, Elgin, IL 60124 Property Records

Kane County property record for 38W121 Hopps Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,996 sqft · built 1973
Lot Size	0.551 acres (24,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,000 (Jul 2018)
Tax Bill	$8,320 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-31-276-005`

Property Details

APN / Parcel Number

Primary APN	`06-31-276-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,996 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Construction Type	Frame
Lot Area	24,000 sqft (0.551 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	38W121 HOPPS RD
City	ELGIN
State	IL
Zip	60124-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NISKAYUNA SUB LOT 41
Legal Subdivision	NISKAYUNA SUB
Legal Block	1
Legal Lot Number	41
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38W121 HOPPS RD, ELGIN, IL 60124-8523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	201832820
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 9, 2018
Property Address	38W121 HOPPS RD, ELGIN, IL 60124-8523
Document Number	0000032820
Instrument Date	Jun 19, 2018
Instrument	2018K032820
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	GREATER METROPOLITAN TITLE L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38W121 HOPPS RD, ELGIN, IL 60124-8523

Mortgage

Document Number	0000032821
Date	Jul 9, 2018
Instrument	2018K032821

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,320.00 (+33.63%)	$121,418 (+8.57%) Land $32,080 Building $89,338	$364,400 (+8.57%) Land $96,279 Building $268,121
2024		$111,834 (+21.4%) Land $29,548 Building $82,286	$335,636 (+21.44%) Land $88,679 Building $246,957
2022	$6,226.00 (+6.23%) Homeowner's exemption	$92,124 (+6.96%) Land $24,340 Building $67,784	$276,372 (+6.96%) Land $73,020 Building $203,352
2021	$5,861.00 Homeowner's exemption	$86,129 Land $22,756 Building $63,373	$258,387 Land $68,268 Building $190,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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