Monroe County property record for 38D 11th Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,130 sqft · built 1977 |
| Lot Size | 0.081 acres (3,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $619,000 (Jul 2022) |
| Tax Bill | $5,242 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2019 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00129050-000000 |
| Primary APN | 00129050-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| 1st Floor Area | 1,130 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 3,570 sqft (0.081 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 80 sqft |
| Patio Area | 1,220 sqft |
| Fence | Fence |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1163210 |
|---|---|
| Old Parcel Number | 35672500129050000000 |
| Street Address | 38D 11TH AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK D LOT 38 LINCOLN GARDENS #2 PB5-90 STOCK ISLAND OR375-62 OR659-757 OR732-33 OR761-1512 OR2826-753 OR2826-757 OR2898-646 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 35 |
| Legal Subdivision | LINCOLN GARDENS NO 2 |
| Legal Block | D |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 971800 |
38D 11th Ave is owned by an individual who bought it in July 2022.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 38 11TH AVE # D, D, KEY WEST, FL 33040 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST HORIZON BANK |
| Sep 20, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Sep 20, 2019 |
| Deed Document Number | 2385573 |
| Deed Book / Page | 3186 / 1491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 29, 2022 |
| Property Address | 38D 11TH AVE, KEY WEST, FL 33040-5869 |
| Document Number | 0031861491 |
| Book / Page | 3186 / 1491 |
| Map Reference | MB 5 PG 90 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2385573 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1904 FOGARTY AVE, 1904, KEY WEST, FL 33040-3608 |
| Name | Verified Name |
|---|---|
| Address | 38D 11TH AVE, KEY WEST, FL 33040-5869 |
| Document Number | 0031861493 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 3186/1493 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 20, 2019 |
| Property Address | 38D 11TH AVE, KEY WEST, FL 33040-5869 |
| Document Number | 0029851638 |
| Book / Page | 002985 / 001638 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 2237466 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1904 FOGARTY AVE KEY WEST FL 330403608, KEY WEST, FL 33040-3608 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 38D 11TH AVE, KEY WEST, FL 33040-5869 |
| Document Number | 0028980646 |
| Book / Page | 002898 / 000646 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 2161507 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4315 KEY WEST FL 330414315, KEY WEST, FL 33041-4315 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $563,809 Land $299,880 Building $263,929 | $563,809 Land $299,880 Building $263,929 | |
| 2024 | $5,242.00 (+9.48%) | ||
| 2023 | $4,788.00 (+34.31%) | $511,915 (+18.63%) Land $278,460 Building $233,455 | $511,915 (+18.63%) Land $278,460 Building $233,455 |
| 2022 | $3,565.00 | $431,522 Land $239,190 Building $192,332 | $431,522 Land $239,190 Building $192,332 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38D 11th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 294 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 332 units insured incl. 38 condo units |
| Nearby Flood Claims | 201 (1980–2022) |
| Claims Outside the SFHA | 2 of 201 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38D 11th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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