38D 11th Ave, Key West, FL 33040 Property Records

Monroe County property record for 38D 11th Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,130 sqft · built 1977
Lot Size0.081 acres (3,570 sqft)
OwnerIndividual Name on File
Last Sale$619,000 (Jul 2022)
Tax Bill$5,242 (2024)
Deeds & MortgagesJul 2022 Sale & Mortgage
Sep 2019 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN00129050-000000

Property Details

APN / Parcel Number

Primary APN00129050-000000
Alternative APNs
  • 35672500129050000000
  • 1163210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,130 sqft Living Area
1st Floor Area1,130 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2012
Exterior MaterialOther
Construction TypeConcrete
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area3,570 sqft (0.081 acres)

Exterior Amenities

PorchOpen Porch
Porch Area70 sqft
Deck Area80 sqft
Patio Area1,220 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1163210
Old Parcel Number35672500129050000000
Street Address38D 11TH AVE
CityKEY WEST
StateFL
Zip33040-5869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK D LOT 38 LINCOLN GARDENS #2 PB5-90 STOCK ISLAND OR375-62 OR659-757 OR732-33 OR761-1512 OR2826-753 OR2826-757 OR2898-646
Legal Range25E
Legal Township67S
Legal Section35
Legal SubdivisionLINCOLN GARDENS NO 2
Legal BlockD
Legal Lot Number38
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4010
Census Tract971800

Owner

38D 11th Ave is owned by an individual who bought it in July 2022.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address38 11TH AVE # D, D, KEY WEST, FL 33040
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Warranty Deed, Transfer · FHA Mortgage
FIRST HORIZON BANK
Sep 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on File
Deed SaleJul 29, 2022 · Amount on File
Prior SaleSep 20, 2019
Deed Document Number2385573
Deed Book / Page3186 / 1491
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 29, 2022
Property Address38D 11TH AVE, KEY WEST, FL 33040-5869
Document Number0031861491
Book / Page3186 / 1491
Map ReferenceMB 5 PG 90
Instrument DateJul 27, 2022
Instrument2385573
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,333.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1904 FOGARTY AVE, 1904, KEY WEST, FL 33040-3608

Transferred To (Grantee/Buyer)

NameVerified Name
Address38D 11TH AVE, KEY WEST, FL 33040-5869

Mortgage

Document Number0031861493
DateJul 29, 2022
Instrument3186/1493
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateSep 20, 2019
Property Address38D 11TH AVE, KEY WEST, FL 33040-5869
Document Number0029851638
Book / Page002985 / 001638
Instrument DateSep 20, 2019
Instrument2237466
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1904 FOGARTY AVE KEY WEST FL 330403608, KEY WEST, FL 33040-3608

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMar 27, 2018
Property Address38D 11TH AVE, KEY WEST, FL 33040-5869
Document Number0028980646
Book / Page002898 / 000646
Instrument DateMar 6, 2018
Instrument2161507
Transaction TypeTransfer
Record UpdatedMay 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4315 KEY WEST FL 330414315, KEY WEST, FL 33041-4315

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$563,809 Land $299,880 Building $263,929$563,809 Land $299,880 Building $263,929
2024$5,242.00 (+9.48%)
2023$4,788.00 (+34.31%)$511,915 (+18.63%) Land $278,460 Building $233,455$511,915 (+18.63%) Land $278,460 Building $233,455
2022$3,565.00$431,522 Land $239,190 Building $192,332$431,522 Land $239,190 Building $192,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38D 11th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 294 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies332 units insured
incl. 38 condo units
Nearby Flood Claims201 (1980–2022)
Claims Outside the SFHA2 of 201
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 48 claims
  • Hurricane Wilma, Oct 2005 · 95 claims
  • Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38D 11th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on 11th Ave

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