38997 Lone Cir, Murrieta, CA 92563 Property Records

Riverside County property record for 38997 Lone Cir, Murrieta, CA 92563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,091 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$413,000 (Jul 2017)
Tax Bill	$6,522 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`964-281-007`

Property Details

APN / Parcel Number

Primary APN	`964-281-007`
Alternative APN	`958521007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,091 sqft Living Area
Gross Area	2,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	958521007
Street Address	38997 LONE CIR
City	MURRIETA
State	CA
Zip	92563-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPZONE
Legal Description	.14 ACRES M/L IN LOT 7 MB 316/074 TR 28753-18
Legal Subdivision	TRACT NO. 2875318
Legal Tract	28753-18
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2002
Census Tract	43296

Owner

38997 Lone Cir is owned and occupied by two individuals who bought it in July 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38997 LONE CIR, MURRIETA, CA 92563-6201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Intrafamily Transfer, Transfer · VA Mortgage MCJAB INC
Jun 11, 2018	Deed of Trust, Mortgage · VA Mortgage 1ST LENDING SOLUTIONS INC
Jul 14, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Feb 13, 2015 · Amount on File
Deed Document Number	2017288264
Prior Transfer Date	Jun 24, 2009
Prior Transfer Doc	0000384696
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 12, 2022
Property Address	38997 LONE CIR, MURRIETA, CA 92563-6201
Document Number	0000019137
Map Reference	MB 316 PG 74-77
Instrument Date	Jan 10, 2022
Instrument	2022-0019137
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38997 LONE CIR, MURRIETA, CA 92563-6201

Mortgage

Document Number	0000019138
Date	Jan 12, 2022
Instrument	2022-0019138

Lender

Name	MCJAB INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38997 LONE CIR, MURRIETA, CA 92563-6201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000236529
Date	Jun 11, 2018
Instrument	2018-0236529

Lender

Name	1ST LENDING SOLUTIONS INC
Type	Mortgage Company
Address	RIVERSIDE, CA 92506

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 14, 2017
Property Address	38997 LONE CIR, MURRIETA, CA 92563-6201
Document Number	0000288264
Instrument Date	Jun 19, 2017
Instrument	288264
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$454.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38997 LONE CIR MURRIETA CA 925636201, MURRIETA, CA 92563-6201

Tax Assessment & Valuation

The 2025 property tax bill for 38997 Lone Cir was $6,522, up 1.3% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,316 (+2%) Land $116,056 Building $363,260
2025	$6,522.00 (+1.27%)	$469,919 Land $113,781 Building $356,138
2024	$6,440.00 (+0.58%)
2023	$6,403.00 (+0.82%)	$451,672 Land $109,363 Building $342,309
2022	$6,351.00
2021			$485,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38997 Lone Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38997 Lone Cir is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lone Cir

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