Lorain County property record for 38995 Butternut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,534 sqft · built 1950 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,825 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-00-006-120-011 |
| Primary APN | 10-00-006-120-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| Gross Area | 1,569 sqft |
| 1st Floor Area | 905 sqft |
| Upper Floors Area | 629 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 36 sqft |
| Patio Area | 35 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 38995 BUTTERNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20030927354 |
| Legal Subdivision | CARLISLE |
| Legal Block | 120 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 77100 |
Source: Lorain County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38995 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-8368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Quit Claim Deed, Transfer · VA Mortgage HUNTINGTON NAT'L BK |
| Jun 8, 2018 | Deed of Trust, Mortgage · VA Mortgage HUNTINGTON NAT'L BK |
| Mar 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2020 |
| Deed Sale | Dec 21, 2020 |
| Prior Sale | Jun 19, 2000 · Amount on Record |
| Deed Document Number | 2020794748 |
| Prior Transfer Date | Dec 12, 2020 |
| Prior Transfer Doc | 0000794748 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 21, 2020 |
| Property Address | 38995 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-8368 |
| Document Number | 0000794748 |
| Instrument Date | Dec 12, 2020 |
| Instrument | 794748 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38995 BUTTERNUT RIDGE RD ELYRIA OH 440358368, ELYRIA, OH 44035-8368 |
| Document Number | 794749 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 794749 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38995 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-8368 |
| Document Number | 0000676342 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 38995 BUTTERNUT RIDGE RD ELYRIA OH 440358368, ELYRIA, OH 44035-8368 |
| Document Number | 0000676342 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 676342 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38995 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-8368 |
| Document Number | 0000622270 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 38995 BUTTERNUT RIDGE RD ELYRIA OH 440358368, ELYRIA, OH 44035-8368 |
| Document Number | 0000622270 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 622270 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 14, 2032 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,825.00 (-2.59%) Homeowner's exemption | $64,730 (+%) Land $19,620 Building $45,110 | $184,940 (-) Land $56,050 Building $128,890 |
| 2024 | $2,900.00 (+17.17%) | $64,729 (+29.6%) Land $19,618 Building $45,112 | $184,940 (+29.6%) Land $56,050 Building $128,890 |
| 2023 | $2,475.00 (+0.32%) | $49,945 (-0.01%) Land $18,270 Building $31,675 | $142,700 (-) Land $52,200 Building $90,500 |
| 2022 | $2,467.00 | $49,950 Land $18,270 Building $31,680 | |
| 2021 | $142,700 Land $52,200 Building $90,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1998–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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