Stearns County property record for 38992 95th Ave, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,600 sqft · built 2019 |
| Lot Size | 40.1 acres (1,746,756 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Sep 2016) |
| Tax Bill | $7,200 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-02131-0002 |
| Primary APN | 04-02131-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,746,756 sqft (40.1 acres) |
| Garage Type | Attached |
| Garage Area | 1,176 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38992 95TH AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-0047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 35-126-29 40.10A P/O N2NW4 LYING NLY OF FDL:COM NW COR-SE ALG W LN 385.73' TO POB-S89D E 1323.62'-SE 549'-S89D E 1323.55' TO |
| Legal Range | 29W |
| Legal Township | 126 |
| Legal Section | 35 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | BROCKWAY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10200 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38992 95TH AVE, SAINT JOSEPH, MN 56374-0047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2016 · Amount on Record |
| Deed Sale | Sep 2, 2016 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Brockway Township |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,200.00 (+14.36%) | $773,500 (+3.17%) Land $285,900 Building $487,600 | $773,500 (+3.17%) Land $285,900 Building $487,600 |
| 2025 | $749,700 (+11.85%) Land $271,200 Building $478,500 | $749,700 (+11.85%) Land $271,200 Building $478,500 | |
| 2023 | $6,296.00 | $670,300 Land $251,000 Building $419,300 | $670,300 Land $251,000 Building $419,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 10 / 1 |
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