38990 Biggs Rd, Grafton, OH 44044 Property Records

Lorain County property record for 38990 Biggs Rd, Grafton, OH 44044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 956 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (May 2009)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019680-5`

Property Details

APN / Parcel Number

Primary APN	`019680-5`
Alternative APN	`15-00-030-000-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	956 sqft
Basement Area	872 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	700 sqft
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	019680-5
Street Address	38990 BIGGS RD
City	GRAFTON
State	OH
Zip	44044-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOT ON FILE
Legal Subdivision	LAGRANGE
Legal Lot Number	30
Jurisdiction	LORAIN OH
Township / Civil Division	LAGRANGE
Census Block Group	2
Census Block	2006
Census Tract	94102

Owner

Source: Lorain County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38990 BIGGS RD, GRAFTON, OH 44044-9463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 23, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 26, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 7, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 23, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2009 · Amount on Record
Deed Sale	May 29, 2009 · Amount on Record
Prior Sale	Mar 2, 2009 · Amount on Record
Deed Document Number	2009297243
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38990 BIGGS RD, GRAFTON, OH 44044-9463
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38990 BIGGS RD, GRAFTON, OH 44044-9463

Mortgage

Document Number	0000088287
Date	Mar 16, 2026
Instrument	2026-0088287

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2066

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38990 BIGGS RD, GRAFTON, OH 44044-9463
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38980 BIGGS RD, GRAFTON, OH 44044-9463

Mortgage

Document Number	0000919973
Date	Jun 23, 2023
Instrument	2023-0919973

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38990 BIGGS RD, GRAFTON, OH 44044-9463
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38980 BIGGS RD, GRAFTON, OH 44044-9463

Mortgage

Document Number	0000896477
Date	Oct 26, 2022
Instrument	2022-0896477

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38990 BIGGS RD, GRAFTON, OH 44044-9463
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210827248
Date	Jul 7, 2021
Instrument	2021-0827248

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 23, 2019
Property Address	38990 BIGGS RD, GRAFTON, OH 44044-9463
Document Number	0000727528
Instrument Date	Aug 20, 2019
Instrument	727528
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38990 BIGGS RD GRAFTON OH 440449463, GRAFTON, OH 44044-9463

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	LaGrange Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00 (-0.21%)	$45,880 (%) Land $18,710 Building $27,170	$131,090 (-) Land $53,460 Building $77,630
2024	$1,942.00 (+30.34%)	$45,882 (+56.81%) Land $18,711 Building $27,171	$131,090 (+56.81%) Land $53,460 Building $77,630
2023	$1,490.00 (+0.81%)	$29,260 (-) Land $18,130 Building $11,130	$83,600 (-) Land $51,800 Building $31,800
2022	$1,478.00	$29,260 Land $18,130 Building $11,130
2021			$83,600 Land $51,800 Building $31,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GLW Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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