3899 State Hwy 2, Troy, NY 12180 Property Records

Rensselaer County and Brunswick Town property record for 3899 State Hwy 2, Troy, NY 12180

Property Summary

Property Type	Rural Home
Details	6 bd · 3 ba · 3,878 sqft · built 1840
Lot Size	18.9 acres (824,155 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Mar 2011)
Tax Bill	$12,303 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`382200 92.-6-6.2`

Property Details

APN / Parcel Number

Primary APN	`382200 92.-6-6.2`
Alternative APN	`220009200000060060000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,878 sqft Living Area
1st Floor Area	2,310 sqft
2nd Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	824,155 sqft (18.9 acres)
Lot Width	770 ft Width
Garage Type	Detached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	942 sqft
Shed	1 Shed
Canopy	558 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3899 STATE HIGHWAY 2
City	TROY
State	NY
Zip	12180-9021
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	6
Legal Lot Number	6.002
Jurisdiction	RENSSELAER NY
Township / Civil Division	BRUNSWICK
Census Block Group	1
Census Block	1029
Census Tract	52002

Owner

3899 State Hwy 2, a rural home, is owned and occupied by an individual who bought it in March 2011.

Source: Rensselaer County and Brunswick Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3899 STATE HIGHWAY 2, TROY, NY 12180-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2011 · Amount on File
Deed Sale	Mar 11, 2011 · Amount on File
Deed Book / Page	5840 / 336
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	3899 STATE HIGHWAY 2, TROY, NY 12180-9021
Document Number	0000579399
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3899 STATE HIGHWAY 2 TROY NY 121809021, TROY, NY 12180-9021

Mortgage

Document Number	0000579399
Date	Dec 4, 2020
Book Page	009385/000036
Instrument	579399

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 3899 State Hwy 2 was $12,303, up 4.9% from the year before.

Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Brunswick Town
Unified School District	Brunswick Central School District (Brittonkill) (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,303.00 (+4.93%)
2025	$11,725.00	$94,050 Land $16,650 Building $77,400	$584,161 Land $103,416 Building $480,745
2023		$94,050 Land $16,650 Building $77,400	$488,571 Land $86,493 Building $402,078

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 3899 State Hwy 2; there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3899 State Hwy 2 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK CONSOLIDATED WATER DISTRICT serves 7,050 people · EPA ID NY4110144
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Hudson Valley Wireless Fixed Wireless	200 / 20