3899 Smart St, Cocoa, FL 32926 Property Records

Brevard County property record for 3899 Smart St, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 814 sqft · built 1965
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$32,000 (Jun 2000)
Tax Bill$854 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jun 2018 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN24-35-36-57-*-27

Property Details

APN / Parcel Number

Primary APN24-35-36-57-*-27
Alternative APNs
  • 24-35-36-57-00000.0-0027.00
  • 2410056

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area814 sqft Living Area
Gross Area1,238 sqft
1st Floor Area814 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
PorchScreened/Unfinished Porch
Porch Area164 sqft
Utility Building60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2410056
Street Address3899 SMART ST
CityCOCOA
StateFL
Zip32926-4048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU19
Legal DescriptionCATALINA VILLAGE 5TH ADDITION LOT 27
Legal Range35E
Legal Township24S
Legal Section36
Legal SubdivisionCATALINA VILLAGE 5TH ADDITION
Legal Lot Number27
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3010
Census Tract62500

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3899 SMART ST, COCOA, FL 32926-4048
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Deed of Trust, Mortgage · Line of Credit
COMMUNITY CU OF FLORIDA
Jun 25, 2018Deed of Trust, Mortgage · Line of Credit
COMMUNITY CU OF FLORIDA
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY CU OF FLORIDA
Jun 4, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2000 · Amount on Record
Deed SaleJun 23, 2000 · Amount on Record
Prior SaleMay 7, 1996 · Amount on Record
Deed Book / Page4181 / 3406
Last Transfer DateJun 1, 2018
Transfer Doc0081800445
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3899 SMART ST, COCOA, FL 32926-4048
Transaction TypeMortgage
Record UpdatedJan 18, 2024
Title CompanyFEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3899 SMART ST, COCOA, FL 32926-4048

Mortgage

Document Number0099651764
DateJan 5, 2024
Book Page9965/1764
Instrument2024003088
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
AddressROCKLEDGE, FL 32955
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 4, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3899 SMART ST, COCOA, FL 32926-4048
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyLANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081971108
DateJun 25, 2018
Book Page8197/1108
Instrument2018142215
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
AddressROCKLEDGE, FL 32955
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 24, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3899 SMART ST, COCOA, FL 32926-4048
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3899 SMART ST, COCOA, FL 32926-4048

Mortgage

Document Number0088662961
DateSep 25, 2020
Book Page8866/2961
Instrument2020210355
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
AddressROCKLEDGE, FL 32955
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJun 4, 2018
Property Address3899 SMART ST, COCOA, FL 32926-4048
Document Number0081800445
Book / Page008180 / 000445
Instrument DateJun 1, 2018
Instrument124703
Transaction TypeTransfer
Record UpdatedJun 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3899 SMART ST COCOA FL 329264048, COCOA, FL 32926-4048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,520 (+2.69%)$120,360 (+4.38%)
2025$854.00 (+10.05%) Homeowner's exemption Widower's exemption$55,040 (+5.97%)$115,310 (+29.77%)
2024$776.00 (+2.37%)
2023$758.00 (-2.94%) Homeowner's exemption Widower's exemption$51,940 (+2.99%)$88,860 (+37.7%) Land $30,000 Building $58,860
2022$781.00 Homeowner's exemption Widower's exemption$50,430$64,530 Land $20,000 Building $44,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims47 (1991–2022)
Claims Outside the SFHA12 of 47
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Wilma, Oct 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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