3899 Setzer St, Claremont, NC 28610 Property Records

Catawba County property record for 3899 Setzer St, Claremont, NC 28610

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,162 sqft · built 1972
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Aug 2017)
Tax Bill	$737 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3764-04-94-0658`

Property Details

APN / Parcel Number

Primary APN	`3764-04-94-0658`
Alternative APN	`0060128`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	2,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	209 ft deep x 101 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	35 sqft
Patio Area	451 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3899 SETZER ST
City	CLAREMONT
State	NC
Zip	28610-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 9 9B PL 14-113 SHILOH PL 14-113
Legal Subdivision	SHILOH SUBDIV
Legal Lot Number	9
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1002
Census Tract	10101

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3899 SETZER ST, CLAREMONT, NC 28610-8016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLTEN MORTGAGE
Mar 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Aug 25, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	201714691
Deed Book / Page	3414 / 1871
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3899 SETZER ST, CLAREMONT, NC 28610-8016
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038570454
Date	Feb 26, 2024
Book Page	3857/454
Instrument	3230

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3899 SETZER ST, CLAREMONT, NC 28610-8016
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036370392
Date	Feb 26, 2021
Book Page	3637/392
Instrument	4449

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3899 SETZER ST, CLAREMONT, NC 28610-8016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033890746
Date	Mar 13, 2017
Book Page	03389/0746
Instrument	04294

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 25, 2017
Property Address	3899 SETZER ST, CLAREMONT, NC 28610-8016
Document Number	0034141871
Book / Page	03414 / 1871
Map Reference	MB14 PG113
Instrument Date	Aug 24, 2017
Instrument	14691
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 BATTEY DR, 522, MYRTLE BEACH, SC 29588-7782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3899 SELZER ST, CLAREMONT, NC 28610-8016

Mortgage

Document Number	14692
Date	Aug 25, 2017
Instrument	14692

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,900 (-) Land $10,300 Building $174,600
2025	$737.00 (-13.19%)	$184,900 (+41.79%) Land $10,300 Building $174,600
2024	$849.00
2023	$849.00	$130,400 Land $10,300 Building $120,100	$184,900 Land $10,300 Building $174,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1995–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH S/D private · serves 67 people · EPA ID NC0118186
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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