3899 Mapleleaf Rd, Waterford, MI 48328 Property Records

Oakland County property record for 3899 Mapleleaf Rd, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,882 sqft · built 1929
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Dec 2024)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-35-154-037`

Property Details

APN / Parcel Number

Primary APN	`W-13-35-154-037`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
1st Floor Area	1,666 sqft
Basement Area	1,666 sqft
Unfinished Basement	1,666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	95 ft deep x 100 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3899 MAPLELEAF RD
City	WATERFORD
State	MI
Zip	48328-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 35 ELIZABETH LAKE ESTATES NO 2 LOTS 440 & 441
Legal Range	09E
Legal Township	03N
Legal Section	35
Legal Subdivision	ELIZABETH LAKE ESTATES
Legal Lot Number	440-441
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3008
Census Tract	145300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3899 MAPLELEAF RD, WATERFORD, MI 48328-4056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jan 25, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jul 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	2024136260
Deed Book / Page	59843 / 696
Prior Transfer Date	Aug 25, 2003
Prior Transfer Doc	0314730846
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3899 MAPLELEAF RD, WATERFORD, MI 48328-4056
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5240 ROSAMOND LN, WATERFORD, MI 48327-3155

Mortgage

Document Number	0000252202
Date	Dec 1, 2020
Book Page	55254/40
Instrument	252202

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 25, 2021
Property Address	3899 MAPLELEAF RD, WATERFORD, MI 48328-4056
Document Number	0000019372
Book / Page	55560 / 192
Map Reference	LB 27 PG 6
Instrument Date	Nov 24, 2020
Instrument	19372
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3899 MAPLELEAF RD, 3899, WATERFORD, MI 48328-4056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3899 MAPLELEAF RD, WATERFORD, MI 48328-4056

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 9, 2020
Property Address	3899 MAPLELEAF RD, WATERFORD, MI 48328-4056
Document Number	0000132194
Book / Page	054462 / 000829
Instrument Date	Jul 6, 2020
Instrument	132194
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3899 MAPLELEAF RD WATERFORD MI 483284056, WATERFORD, MI 48328-4056

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00 (-30.12%) Homeowner's exemption	$145,910 (+26.35%)	$291,820 (+26.35%)
2024	$4,445.00 (+13.22%)
2023		$115,480	$230,960
2021	$3,926.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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