3899 Equestrian Ct, Columbus, OH 43221 Property Records

Franklin County property record for 3899 Equestrian Ct, Columbus, OH 43221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,566 sqft · built 1985
Lot Size	0.257 acres (11,192 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Sep 2016)
Tax Bill	$6,724 (2024)
Deeds & Mortgages	Apr 2021 Second Mortgage May 2022 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`560-198936`

Property Details

APN / Parcel Number

Primary APN	`560-198936`
Alternative APN	`56019893600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
1st Floor Area	1,312 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	No Foundation
Lot Area	11,192 sqft (0.257 acres)
View / Lot	Corner
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3899 EQUESTRIAN CT
City	COLUMBUS
State	OH
Zip	43221-5902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EQUESTRIAN CT SADDLEBROOK 2 PT 1 LOT 98
Legal Subdivision	SADDLEBROOK SEC 2 PT 1
Legal Lot Number	98
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1038
Census Tract	7963

Owner

3899 Equestrian Ct is owned and occupied by two individuals who bought it in September 2016.

Source: Franklin County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3899 EQUESTRIAN CT, COLUMBUS, OH 43221-5902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TELHIO CU INC
May 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TELHIO CU INC
Jul 8, 2025	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jul 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TELHIO CU INC
Aug 20, 2019	Deed of Trust, Mortgage · ARM UNITED SAVINGS BANK
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage TELHIO CU
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage TELHIO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2016 · Amount on File
Deed Sale	Sep 16, 2016 · Amount on File
Prior Sale	Feb 28, 2014 · Amount on File
Deed Document Number	2016125418
Prior Transfer Date	Aug 29, 2016
Prior Transfer Doc	0000125418
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3899 EQUESTRIAN CT, COLUMBUS, OH 43221-5902
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076221
Date	Apr 29, 2021
Instrument	202104290076221

Lender

Name	TELHIO CU INC
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3899 EQUESTRIAN CT, COLUMBUS, OH 43221-5902
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069260
Date	May 5, 2022
Instrument	202205050069260

Lender

Name	TELHIO CU INC
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 15, 2037

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3899 EQUESTRIAN CT, COLUMBUS, OH 43221-5902
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3899 EQUESTRIAN CT, COLUMBUS, OH 43221-5902

Mortgage

Document Number	0000071457
Date	Jul 8, 2025
Instrument	202507080071457

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 2, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3899 EQUESTRIAN CT, COLUMBUS, OH 43221-5902
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066632
Date	Jul 8, 2024
Instrument	202407080066632

Lender

Name	TELHIO CU INC
Type	Credit Union
Address	COLUMBUS, OH 43216

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2044

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3899 EQUESTRIAN CT, COLUMBUS, OH 43221-5902
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	HAMPTON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105875
Date	Aug 20, 2019
Instrument	201908200105875

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3899 EQUESTRIAN CT, COLUMBUS, OH 43221-5902
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120726
Date	Aug 18, 2020
Instrument	202008180120726

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3899 EQUESTRIAN CT, COLUMBUS, OH 43221-5902
Document Number	0000014702
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3899 EQUESTRIAN CT COLUMBUS OH 432215902, COLUMBUS, OH 43221-5902

Mortgage

Document Number	0000014702
Date	Jan 31, 2020
Instrument	14702

Lender

Name	TELHIO CU
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 30, 2030

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3899 EQUESTRIAN CT, COLUMBUS, OH 43221-5902
Document Number	0000168161
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3899 EQUESTRIAN CT COLUMBUS OH 432215902, COLUMBUS, OH 43221-5902

Mortgage

Document Number	0000168161
Date	Nov 29, 2017
Instrument	168161

Lender

Name	TELHIO CU
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 28, 2032

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Hilliard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,070 (-) Land $42,000 Building $77,070	$340,200 Land $120,000 Building $220,200
2024	$6,724.00 (+15.43%) Homeowner's exemption	$119,070 (-) Land $42,000 Building $77,070
2023	$5,825.00 (+13.02%) Homeowner's exemption	$119,070 (+41.16%) Land $42,000 Building $77,070	$340,200 Land $120,000 Building $220,200
2022	$5,154.00 Homeowner's exemption	$84,350 Land $25,200 Building $59,150
2020			$241,000 Land $72,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3899 Equestrian Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3899 Equestrian Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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