Osceola County property record for 3899 Creek Bed Cir, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1991 |
| Lot Size | 0.235 acres (10,236 sqft) |
| Owner | Company Name on Record |
| Last Sale | $213,000 (May 2005) |
| Tax Bill | $5,414 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-30-0012-0001-0010 |
| Primary APN | 04-26-30-0012-0001-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 2,294 sqft |
| 1st Floor Area | 1,458 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,236 sqft (0.235 acres) |
| Lot Dimensions | 105 ft deep x 99.6 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 286 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 416 sqft |
| Deck Area | 470 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3899 CREEK BED CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | BLACKBERRY CREEK UNIT 2 PB 6 PG 165 LOT 1 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | BLACKBERRY CREEK UNIT 2 |
| Legal Tract | 12 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43203 |
Source: Osceola County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3479 FLORAL PALM BLVD, MELBOURNE, FL 32901-8110 |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2005 · Amount on Record |
| Deed Sale | May 16, 2005 · Amount on Record |
| Prior Sale | Jun 19, 2000 · Amount on Record |
| Deed Document Number | 2005113697 |
| Deed Book / Page | 2779 / 2107 |
| Prior Transfer Date | Jun 24, 1998 |
| Prior Transfer Doc | 1512002982 |
| Record Updated | Oct 29, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,414.00 (+4.42%) | $302,300 (+159.57%) Land $70,000 Building $232,300 | $302,300 (+8.2%) Land $70,000 Building $232,300 |
| 2024 | $5,185.00 (+287.52%) | ||
| 2023 | $1,338.00 (+4.69%) Homeowner's exemption | $116,462 (+3%) | $279,400 (+25.69%) Land $60,000 Building $219,400 |
| 2022 | $1,278.00 Homeowner's exemption | $113,070 | $222,300 Land $45,000 Building $177,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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