3899 Benjamin Dr, Clarksville, TN 37040 Property Records

Montgomery County property record for 3899 Benjamin Dr, Clarksville, TN 37040

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,651 sqft · built 2003
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009I A 00200 000`

Property Details

APN / Parcel Number

Primary APN	`009I A 00200 000`
Alternative APNs	`9I A 2.00` `6529`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,651 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,546 sqft
Upper Floors Area	105 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	882 sqft

Exterior Amenities

Pool Area	28 sqft
Porch	Porch
Porch Area	170 sqft
Deck Area	120 sqft
Patio Area	216 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3899 BENJAMIN DR
City	CLARKSVILLE
State	TN
Zip	37040-5694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: OAKLAND HILLS BLOCK: 1-D LOT: 270 PLAT BOOK: E PLAT PAGE: 472 SPLIT OFF 8-5 T-04; WDDK TO OPF T-10 P/U PATIO
Legal Subdivision	OAKLAND HILLS
Legal Block	1-D
Legal Lot Number	270
Jurisdiction	MONTGOMERY TN
Township / Civil Division	19
Census Block Group	2
Census Block	2015
Census Tract	102009

Owner

Source: Montgomery County records · APN 009I A 00200 000

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3899 BENJAMIN DR, CLARKSVILLE, TN 37040-5694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jan 23, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3899 BENJAMIN DR, CLARKSVILLE, TN 37040-5694
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02289/1334
Date	Apr 04, 2023
Book Page	2289/1334
Instrument	1418313

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 01, 2028

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3899 BENJAMIN DR, CLARKSVILLE, TN 37040-5694
Document Number	0001219514
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 02, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3899 BENJAMIN DR CLARKSVILLE TN 370405694, CLARKSVILLE, TN 37040-5694

Mortgage

Document Number	0001219514
Date	Aug 14, 2019
Book Page	001902/002796
Instrument	1219514

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 13, 2024

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3899 BENJAMIN DR, CLARKSVILLE, TN 37040-5694
Document Number	0001110311
Book / Page	001722 / 001045
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 03, 2017
Title Company	REALTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3899 BENJAMIN DR CLARKSVILLE TN 370405694, CLARKSVILLE, TN 37040-5694

Mortgage

Document Number	0001110311
Date	Jan 30, 2017
Book Page	001722/001045
Instrument	1110311

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2032

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,343.00 (+1.34%)	$77,575 (-)	$310,300 (-) Land $65,000 Building $245,300
2024	$2,312.00 (+14%)	$77,575 (+69.66%)	$310,300 (+69.66%) Land $65,000 Building $245,300
2023	$2,028.00 (+5.13%)	$45,725 (-4.84%)
2022	$1,929.00	$48,050	$182,900 Land $34,300 Building $148,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (2010–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 4 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cumberland Connect.

Based on FCC filings for 552 locations within half a mile of this property.

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