38980 E Colonial Hwy, Hamilton, VA 20158 Property Records

Loudoun County property record for 38980 E Colonial Hwy, Hamilton, VA 20158

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,702 sqft · built 1870
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$527,500 (Jul 2022)
Tax Bill	$4,984 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`382-26-7563-000`

Property Details

APN / Parcel Number

Primary APN	`382-26-7563-000`
Alternative APN	`37/20`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,702 sqft Living Area
1st Floor Area	777 sqft
Basement Area	777 sqft
Cellar	Cellar
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	11,761 sqft (0.27 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	38980 E COLONIAL HWY
City	HAMILTON
State	VA
Zip	20158-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	NR HAMILTON 201110180064120
Legal Subdivision	HAMILTON
Legal Block	1
Legal Lot Number	20
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	1
Census Block	1001
Census Tract	610703

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38980 E COLONIAL HWY, HAMILTON, VA 20158-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC COAST MTG
Sep 5, 2019	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC COAST MTG
Nov 19, 2018	Warranty Deed, Transfer · Conventional with PMI ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	202239203
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 1, 2022
Property Address	38980 E COLONIAL HWY, HAMILTON, VA 20158-3110
Document Number	0000039203
Instrument Date	Jul 1, 2022
Instrument	202207010039203
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38980 E COLONIAL HWY, HAMILTON, VA 20158-3110

Mortgage

Document Number	0000039204
Date	Jul 1, 2022
Instrument	202207010039204

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	38980 E COLONIAL HWY, HAMILTON, VA 20158-3110
Document Number	20201104105651
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38980 E COLONIAL HWY HAMILTON VA 201583110, HAMILTON, VA 20158-3110

Mortgage

Document Number	20201104105651
Date	Nov 4, 2020
Instrument	105651

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	38980 E COLONIAL HWY, HAMILTON, VA 20158-3110
Document Number	20190910053668
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38980 E COLONIAL HWY HAMILTON VA 201583110, HAMILTON, VA 20158-3110

Mortgage

Document Number	20190910053668
Date	Sep 10, 2019
Instrument	53668

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 19, 2018
Property Address	38980 E COLONIAL HWY, HAMILTON, VA 20158-3110
Document Number	20181119067020
Instrument Date	Nov 16, 2018
Instrument	67020
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38980 E COLONIAL HWY HAMILTON VA 201583110, HAMILTON, VA 20158-3110

Mortgage

Document Number	20181119067021
Date	Nov 19, 2018
Instrument	67021

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,984.00 (+10.58%)	$619,250 (+20.21%) Land $241,800 Building $377,450	$619,250 (+20.21%) Land $241,800 Building $377,450
2023	$4,507.00	$515,120 Land $161,800 Building $353,320	$515,120 Land $161,800 Building $353,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMILTON serves 2,240 people · EPA ID VA6107150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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