3898 Needham St, Tracy, CA 95377 Property Records

San Joaquin County property record for 3898 Needham St, Tracy, CA 95377 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2023
Square Footage2,869 sqft Living Area
Lot Size5,108 sqft (0.117 acres)
OccupancyOwner Occupied
Last Sale$875,500 (2023)
Tax Bill$15,615.00 (2025)

Property Details

APN / Parcel Number

Primary APN251-360-100-000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms5 Rooms
Building Area2,869 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Construction TypeWood Construction
Lot Area5,108 sqft (0.117 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address3898 NEEDHAM ST
CityTRACY
StateCA
Zip95377-8042
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 10 TRACY HILLS VILLAGE 10C-TRACT 4085
Legal Tract4085
Legal Lot Number10
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup1
Census Block1026
Census Tract5502

Owner

Source: San Joaquin County records · APN 251-360-100-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3898 NEEDHAM ST, TRACY, CA 95377-8042
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2023 · Amount on Record
Deed SaleJun 22, 2023 · Amount on Record
Deed Doc Number2023-049190
Record RefreshedJun 08, 2026

June 2023: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 22, 2023
Property Address3898 NEEDHAM ST, TRACY, CA 95377-8042
Document Number0000049190
Map ReferenceMB 44 PG 21
Instrument DateApr 21, 2023
Instrument2023-049190
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 04, 2023
Title CompanyLENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3898 NEEDHAM STREET, TRACY, CA 95377

Mortgage

Document Number0000049191
DateJun 22, 2023
Instrument2023-049191
Lender
NameDIGITAL FCU
TypeCredit Union
AddressMARLBOROUGH, MA 01752
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJul 01, 2028
Change Frequency6 Months
Min Rate At Change3.75%
Max Rate At Change7.75%
IndexOther
Margin3
Max Rate10.7%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$15,615.00 (+98.56%)$910,771 (+347.6%) Land $312,120 Building $598,651
2023$7,864.00$203,479 Land $203,479

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 90% of the US · above 72% of California
Wildfire LikelihoodAbout 1 in 90 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Needham St

Nearby Streets

Search Property Records by Address or Parcel Number