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3898 Loton Dr, Fort Gratiot, MI 48059 Property Records

St. Clair County property record for 3898 Loton Dr, Fort Gratiot, MI 48059

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,951 sqft · built 1986
Lot Size2.09 acres (91,040 sqft)
OwnerTrust Name on File
Last Sale$250,000 (Sep 2019)
Tax Bill$4,799 (2025)
Deeds & MortgagesJul 2020 Transfer
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN74-20-685-0001-000

Property Details

APN / Parcel Number

Primary APN74-20-685-0001-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,951 sqft Living Area
1st Floor Area2,951 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Lot Area91,040 sqft (2.09 acres)
Lot Dimensions237 ft deep x 75 ft wide
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3898 LOTON DR
CityFORT GRATIOT
StateMI
Zip48059-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionTHAT PART OF LOT 1 LYING S OF N LINE OF SPRINGSIDE ESTATES PLAT NO. 1 EXT'D E'LY RICHARDS SUBDIVISION
Legal SubdivisionEXTD ELY RICHARDS SUBDIVISION
Legal Lot Number1
Legal Unit1
JurisdictionSAINT CLAIR MI
Township / Civil DivisionFORT GRATIOT
Census Block Group3
Census Block3000
Census Tract630400

Owner

3898 Loton Dr is owner-occupied and held in a trust since July 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordTrust Name on File
Mailing Address3898 LOTON DR, FORT GRATIOT, MI 48059-4210
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 23, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2019 · Amount on File
Deed SaleSep 23, 2019 · Amount on File
Prior SaleSep 23, 2019 · Amount on File
Deed Document Number201919563
Deed Book / Page5099 / 817
Last Transfer DateJul 13, 2020
Transfer Doc0005215146
Record UpdatedOct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 22, 2020
Property Address3898 LOTON DR, FORT GRATIOT, MI 48059-4210
Document Number0052150146
Book / Page005215 / 000146
Instrument DateJul 13, 2020
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3898 LOTON DR FORT GRATIOT MI 480594210, FORT GRATIOT, MI 48059-4210

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateSep 23, 2019
Property Address3898 LOTON DR, FORT GRATIOT, MI 48059-4210
Document Number0005099817
Book / Page5099 / 817
Map ReferenceLB 87 PG 1-2
Instrument DateAug 30, 2019
Instrument2019019563
Transaction TypeTransfer
Record UpdatedFeb 11, 2022

Transaction

AmountAmount on Record
Tax$2,150.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3898 LOTON DR, FORT GRATIOT, MI 48059-4210

Tax Assessment & Valuation

The 2025 property tax bill for 3898 Loton Dr was $4,799 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionFort Gratiot Charter Township
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,600 (+32.92%)$557,200
2025$4,799.00 Homeowner's exemption$209,600
2024$419,200
2023$178,600
2022$4,087.00$357,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3898 Loton Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimMar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3898 Loton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PORT HURON
serves 28,983 people · EPA ID MI0005480
Water SourceSurface water
Last State InspectionNov 2021
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber · Fixed Wireless		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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