38978 Primula Ter, Newark, CA 94560 Property Records

Alameda County property record for 38978 Primula Ter, Newark, CA 94560

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,503 sqft · built 2016
Lot Size	1.55 acres (67,541 sqft)
Owner	Individual Name on File
Last Sale	$1,080,000 (Feb 2022)
Tax Bill	$13,791 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`92A-2601-128`

Property Details

APN / Parcel Number

Primary APN	`92A-2601-128`
Alternative APN	`092A-2601-128-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	1,503 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	67,541 sqft (1.55 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38978 PRIMULA TER
City	NEWARK
State	CA
Zip	94560-4879
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2021
Census Tract	444601

Owner

38978 Primula Ter, a condominium, is owned and occupied by an individual who bought it in February 2022.

Source: Alameda County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	38978 PRIMULA TER, NEWARK, CA 94560-4879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 29, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC MTG/FL
Jul 28, 2017	Grant Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Deed Document Number	2022042837
Record Updated	Jun 8, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 25, 2022
Property Address	38978 PRIMULA TER, NEWARK, CA 94560-4879
Document Number	0000042837
Map Reference	MB 337 PG 27-37
Instrument Date	Feb 14, 2022
Instrument	2022042837
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38978 PRIMULA TER, NEWARK, CA 94560-4879

Mortgage

Document Number	0000042838
Date	Feb 25, 2022
Instrument	2022042838

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38978 PRIMULA TER, NEWARK, CA 94560-4879
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077461
Date	Apr 29, 2019
Instrument	2019077461

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38978 PRIMULA TER, NEWARK, CA 94560-4879
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008492
Date	Jan 14, 2020
Instrument	2020008492

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38978 PRIMULA TER, NEWARK, CA 94560-4879
Document Number	0000037887
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38978 PRIMULA TER NEWARK CA 945604879, NEWARK, CA 94560-4879

Mortgage

Document Number	0000037887
Date	Feb 23, 2018
Instrument	37887

Lender

Name	PNC MTG/FL
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 28, 2017
Property Address	38978 PRIMULA TER, NEWARK, CA 94560-4879
Document Number	0000165633
Map Reference	MAP337 PG27-37
Instrument Date	Jul 28, 2017
Instrument	2017165633
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38978 PRIMULA TER, NEWARK, CA 94560-4879
Investor	Possibly a Property Investor

Mortgage

Document Number	0000165634
Date	Jul 28, 2017
Instrument	2017165634

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 38978 Primula Ter was $13,791 with a homeowner's exemption.

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,791.00 Homeowner's exemption	$1,146,095 Land $343,828 Building $802,267
2023	$12,980.00	$1,080,000 Land $324,000 Building $756,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38978 Primula Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38978 Primula Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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