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38975 Arcadia Cir, Willoughby, OH 44094 Property Records

Lake County property record for 38975 Arcadia Cir, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,724 sqft · built 2012
Lot Size0.269 acres (11,718 sqft)
Owner2 Company Names on Record
Last Sale$261,100 (Mar 2012)
Tax Bill$11,789 (2023)
Deeds & MortgagesNov 2024 Transfer
Nov 2024 Transfer
Flood ZoneZone X (minimal risk)
APN27-A-032-H-00-026-0

Property Details

APN / Parcel Number

Primary APN27-A-032-H-00-026-0
Alternative APN
  • A 1

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,724 sqft Living Area
Gross Area1,884 sqft
1st Floor Area1,104 sqft
Basement Area280 sqft
Finished Basement120 sqft
Unfinished Basement160 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area11,718 sqft (0.269 acres)
View / LotCentral Business
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area24 sqft
Patio Area390 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address38975 ARCADIA CIR
CityWILLOUGHBY
StateOH
Zip44094-7879
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 TRACT 4
Legal SubdivisionTHE RESERVES OF WILLOUGHBY
Legal Tract4
Legal Block2
Legal Lot Number1
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2008
Census Tract201500

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address38975 ARCADIA CIR, WILLOUGHBY, OH 44094-7879
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2024Affidavit of Death of Joint Tenant, Transfer
Nov 6, 2024Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2012 · Amount on Record
Deed SaleMar 13, 2012 · Amount on Record
Prior SaleDec 15, 2011 · Amount on Record
Deed Document Number20126558
Last Transfer DateNov 5, 2024
Transfer Doc0000022669
Record UpdatedSep 20, 2026

November 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAKE OH
Recording DateNov 6, 2024
Property Address38975 ARCADIA CIR, WILLOUGHBY, OH 44094-7879
Document Number0000022669
Map ReferenceVOL 55 PG 17
Instrument DateNov 5, 2024
Instrument2024R022669
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38975 ARCADIA CIR, WILLOUGHBY, OH 44094-7879

November 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE OH
Recording DateNov 6, 2024
Property Address38975 ARCADIA CIR, WILLOUGHBY, OH 44094-7879
Document Number0000022670
Map ReferenceVOL 55 PG 17
Instrument DateNov 5, 2024
Instrument2024R022670
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address38975 ARCADIA CIR, WILLOUGHBY, OH 44094-7879

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$139,130 (+11.73%) Land $32,540 Building $106,590$397,520 (+11.73%) Land $92,970 Building $304,550
2023$11,789.00 (+51.32%) Homeowner's exemption$124,520 (-) Land $25,980 Building $98,540
2022$7,791.00$124,520 Land $25,980 Building $98,540
2021$355,790 Land $74,240 Building $281,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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