38975 20th Ave, Dennison, MN 55018 Property Records

Goodhue County property record for 38975 20th Ave, Dennison, MN 55018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,957 sqft · built 1900
Lot Size	21.3 acres (930,442 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2003)
Tax Bill	$4,188 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45.029.0900`

Property Details

APN / Parcel Number

Primary APN	`45.029.0900`
Alternative APN	`43836`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,957 sqft Living Area
Gross Area	1,932 sqft
Basement Area	410 sqft
Unfinished Basement	100 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1945
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	930,442 sqft (21.3 acres)
Garage Type	Detached
Garage Area	504 sqft
Driveway	Concrete Driveway
Deck Area	96 sqft
Patio Area	196 sqft
Granary	832 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	43836
Street Address	38975 20TH AVE
City	DENNISON
State	MN
Zip	55018-7614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-111 RANGE-018 21.36 AC ID# 45-0000-36201 DOC#633202 S470FT OF E1980FT OF S1/2 OF SE1/4 SEC 29 111 18
Legal Range	18W
Legal Township	111
Legal Section	29
Jurisdiction	GOODHUE MN
Township / Civil Division	WARSAW
Census Block Group	3
Census Block	3076
Census Tract	80500

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38975 20TH AVE, DENNISON, MN 55018-7614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2003 · Amount on Record
Deed Sale	Jul 14, 2003 · Amount on Record
Prior Sale	Nov 24, 1998 · Amount on Record
Deed Document Number	200313487
Last Transfer Date	Nov 11, 2014
Transfer Doc	0000633202
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	38975 20TH AVE, DENNISON, MN 55018-7614
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38975 20TH AVE, DENNISON, MN 55018-7614

Mortgage

Document Number	000A709716
Date	Dec 1, 2025
Instrument	A709716

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 10, 2045

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	38975 20TH AVE, DENNISON, MN 55018-7614
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000671523
Date	Jan 22, 2021
Instrument	671523

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
County Subdivision	Warsaw Township
Unified School District	Kenyon-Wanamingo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,188.00 (+11.56%) Homeowner's exemption	$475,900 (+0.8%) Land $209,900 Building $266,000	$475,900 (+0.8%) Land $209,900 Building $266,000
2025		$472,100 (+10.28%) Land $205,900 Building $266,200	$472,100 (+10.28%) Land $205,900 Building $266,200
2023	$3,754.00 Homeowner's exemption	$428,100 Land $188,500 Building $239,600	$428,100 Land $188,500 Building $239,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1997–2012)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30
Midco Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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