3897 W Mill Run, Bloomington, IN 47404 Property Records

Monroe County property record for 3897 W Mill Run, Bloomington, IN 47404

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,096 sqft · built 1991
Lot Size0.38 acres (16,553 sqft)
OwnerTrust Name on File
Tax Bill$1,917 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN007-22870-07

Property Details

APN / Parcel Number

Primary APN007-22870-07
Alternative APN
  • 53-04-14-103-022.000-011

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,096 sqft Living Area
1st Floor Area2,096 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number007-22870-07
Street Address3897 W MILL RUN
CityBLOOMINGTON
StateIN
Zip47404-9227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMR
Legal DescriptionAUTUMN GROVE SEC I LOT 7
Legal SubdivisionAUTUMN GROVE SUBDIVISION
Legal Lot Number7
JurisdictionMONROE IN
Township / Civil DivisionRICHLAND
Census Block Group2
Census Block2048
Census Tract1303

Owner

3897 W Mill Run is owner-occupied and held in a trust since September 2019.

Source: Monroe County records, as of June 22, 2026

Owner of RecordTrust Name on File
Mailing Address3897 W MILL RUN, BLOOMINGTON, IN 47404-9227
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 19, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 17, 2019
Transfer Doc2019013700
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address3897 W MILL RUN, BLOOMINGTON, IN 47404-9227
Transaction TypeMortgage
Record UpdatedJan 13, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021022508
DateDec 6, 2021
Instrument2021022508
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IN
Recording DateSep 19, 2019
Property Address3897 W MILL RUN, BLOOMINGTON, IN 47404-9227
Document Number2019013700
Map ReferenceMB 8 PG 63&64
Instrument DateSep 17, 2019
Instrument2019013700
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3897 W MILL RUN, BLOOMINGTON, IN 47404-9227

Tax Assessment & Valuation

The 2025 property tax bill for 3897 W Mill Run was $1,917, down 11.7% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionRichland Township
Unified School DistrictRichland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,917.00 (-11.66%)$264,800 Land $56,800 Building $208,000$264,800 Land $56,800 Building $208,000
2024$2,170.00
2023$257,000 (-0.54%) Land $55,700 Building $201,300$257,000 (-0.54%) Land $55,700 Building $201,300
2022$2,209.00$258,400 Land $54,600 Building $203,800$258,400 Land $54,600 Building $203,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3897 W Mill Run in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims17 (1995–2025)
Claims Outside the SFHA1 of 17
Most Recent ClaimMar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3897 W Mill Run is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELLETTSVILLE WATER WORKS
serves 14,500 people · EPA ID IN5253004
Water SourcePurchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State InspectionOct 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Smithville Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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