Midland County property record for 3897 Smith Crossing Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,600 (Aug 2002) |
| Tax Bill | $1,585 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-025-300-110-00 |
| Primary APN | 060-025-300-110-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Lot Area | 56,628 sqft (1.3 acres) |
|---|---|
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3897 SMITH CROSSING RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-9442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 25 T13N R2E COM 807 FT N OF SW SEC COR, THE 148.5 FT, N 384 FT, W 148.5 FT, S 384 FT. |
| Legal Range | 02E |
| Legal Township | 13N |
| Legal Section | 25 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | INGERSOLL |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 291300 |
3897 Smith Crossing Rd is owned and occupied by two individuals who bought it in August 2002.
Source: Midland County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3897 SMITH CROSSING RD, FREELAND, MI 48623-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2002 · Amount on File |
| Deed Sale | Aug 5, 2002 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 3897 SMITH CROSSING RD, FREELAND, MI 48623-9442 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3897 SMITH CROSSING RD, FREELAND, MI 48623-9442 |
| Document Number | 01660/1055 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 1660/1055 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 3897 Smith Crossing Rd was $1,585 with a homeowner's exemption.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Ingersoll Township |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,000 | $138,000 | |
| 2025 | $1,585.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3897 Smith Crossing Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3897 Smith Crossing Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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