3897 S Bushmill Dr, Bloomington, IN 47403 Property Records

Monroe County property record for 3897 S Bushmill Dr, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,160 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (May 2017)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-17093-26`

Property Details

APN / Parcel Number

Primary APN	`014-17093-26`
Alternative APN	`53-08-17-302-049.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	150 ft deep x 68 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-17093-26
Street Address	3897 S BUSHMILL DR
City	BLOOMINGTON
State	IN
Zip	47403-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HIGHLANDS PH I LOT 26
Legal Subdivision	HIGHLANDS SUB PH 01
Legal Lot Number	26
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3023
Census Tract	1102

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3897 S BUSHMILL DR, BLOOMINGTON, IN 47403-8943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
May 4, 2017	Warranty Deed, Transfer · FHA Mortgage FAIR WAY LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	Jun 7, 2013 · Amount on Record
Deed Document Number	20175857
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jan 3, 2023
Property Address	3897 S BUSHMILL DR, BLOOMINGTON, IN 47403-8943
Document Number	2023000048
Map Reference	CAB C ENV 265
Instrument Date	Dec 30, 2022
Instrument	2023000048
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3897 S BUSHMILL DR, BLOOMINGTON, IN 47403-8943

Mortgage

Document Number	2023000049
Date	Jan 3, 2023
Instrument	2023000049

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 4, 2017
Property Address	3897 S BUSHMILL DR, BLOOMINGTON, IN 47403-8943
Document Number	2017005857
Map Reference	CAB C ENV 265
Instrument Date	May 1, 2017
Instrument	2017005857
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3897 S BUSHMILL OR, BLOOMINGTON, IN 47403-8943

Mortgage

Document Number	2017005858
Date	May 4, 2017
Instrument	2017005858

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,316.00 (-7.88%)	$326,200 (-1.3%) Land $84,800 Building $241,400	$326,200 (-1.3%) Land $84,800 Building $241,400
2024	$2,514.00 (+11.39%)
2023		$330,500 (+11.43%) Land $84,800 Building $245,700	$330,500 (+11.43%) Land $84,800 Building $245,700
2022	$2,257.00	$296,600 Land $73,100 Building $223,500	$296,600 Land $73,100 Building $223,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Smithville Communications.

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