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3897 Old US 1, Moncure, NC 27559 Property Records

Chatham County property record for 3897 Old US 1, Moncure, NC 27559

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,288 sqft · built 1962
Lot Size2.44 acres (106,591 sqft)
OwnerOwner Name on Record
Last Sale$105,000 (Feb 2012)
Tax Bill$2,033 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0005825

Property Details

APN / Parcel Number

Primary APN0005825
Alternative APN
  • 1302242

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area1,314 sqft
1st Floor Area1,314 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area106,591 sqft (2.44 acres)
Garage TypeAttached
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3897 OLD US 1
CityMONCURE
StateNC
Zip27559-9588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description2.447 ACRE TRACT AC 2.447 BK A PG 480
Legal SubdivisionCAPE FEAR
Legal TractAC
Legal Block2
JurisdictionCHATHAM NC
Township / Civil DivisionCAPE FEAR
Census Block Group4
Census Block4013
Census Tract20702

Owner

Source: Chatham County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3897 OLD US 1, MONCURE, NC 27559-9588
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2012 · Amount on Record
Deed SaleFeb 29, 2012 · Amount on Record
Deed Document Number0000160864
Deed Book / Page1608 / 64
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM NC
Property Address3897 OLD US 1, MONCURE, NC 27559-9588
Document Number0000016929
Instrument DateDec 21, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3897 OLD US 1 MONCURE NC 275599588, MONCURE, NC 27559-9588

Mortgage

Document Number0000016929
DateDec 29, 2020
Book Page002174/000403
Instrument16929
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyChatham County
Unified School DistrictChatham County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,033.00 (+22.91%)$254,455 (+44.62%) Land $51,864 Building $202,591$254,455 (+44.62%) Land $51,864 Building $202,591
2024$1,654.00 (+4.42%)$175,949 (-) Land $37,102 Building $138,847$175,949 (-) Land $37,102 Building $138,847
2023$1,584.00$175,949 Land $37,102 Building $138,847$175,949 Land $37,102 Building $138,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1999–2018)
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
DSL		25 / 5

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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