Kane County property record for 3897 Kingsmill Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,789 sqft · built 2007 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $550,000 (Sep 2023) |
| Tax Bill | $13,662 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-326-003 |
| Primary APN | 05-25-326-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,789 sqft Living Area |
| Basement Area | 1,755 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 3897 KINGSMILL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 1 LT 109 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 109 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 850709 |
3897 Kingsmill Dr is owned by a company that acquired it in April 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3897 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed, Transfer PROPER TITLE LLC |
| Mar 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2023 · Amount on File |
| Deed Sale | Sep 6, 2023 · Amount on File |
| Prior Sale | Sep 27, 2007 · Amount on File |
| Deed Document Number | 202330919 |
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 0000023597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 6, 2023 |
| Property Address | 3897 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Document Number | 0000030919 |
| Map Reference | DOC 2006K020662 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 2023K030919 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3897 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3897 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3897 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Document Number | 0000008423 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 2023K008423 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3897 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000066707 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 2020K066707 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 3897 Kingsmill Dr was $13,662.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,662.00 | $184,563 (+7.79%) Land $32,174 Building $152,389 | $553,911 (+7.79%) Land $96,561 Building $457,350 |
| 2024 | $171,225 Land $29,849 Building $141,376 | $513,881 Land $89,583 Building $424,298 | |
| 2022 | $12,616.00 (+0.52%) Homeowner's exemption | $147,991 (+3.51%) Land $28,833 Building $119,158 | $443,973 (+3.51%) Land $86,499 Building $357,474 |
| 2021 | $12,551.00 Homeowner's exemption | $142,972 Land $27,855 Building $115,117 | $428,916 Land $83,565 Building $345,351 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3897 Kingsmill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3897 Kingsmill Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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