Alameda County property record for 3897 Jersey Rd, Fremont, CA 94538
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,724 sqft · built 1993 |
| Lot Size | 0.087 acres (3,795 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,800,000 (Jun 2022) |
| Tax Bill | $23,207 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 525-1604-95 |
| Primary APN | 525-1604-95 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,724 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 3,795 sqft (0.087 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3897 JERSEY RD |
|---|---|
| City | FREMONT |
| State | CA |
| Zip | 94538-6139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00015 BLK: TR: 6403 |
| Legal Subdivision | CALIFORNIA COVE |
| Legal Tract | 6403 |
| Legal Lot Number | 15 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 443001 |
3897 Jersey Rd is owned and occupied by two individuals who bought it in June 2022.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3897 JERSEY RD, FREMONT, CA 94538-6139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2022 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Prior Sale | Oct 21, 2016 · Amount on File |
| Deed Document Number | 2022113686 |
| Prior Transfer Date | Jul 5, 1995 |
| Prior Transfer Doc | 0000150351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Jun 17, 2022 |
| Property Address | 3897 JERSEY RD, FREMONT, CA 94538-6139 |
| Document Number | 0000113686 |
| Map Reference | MB 201 PG 51-53 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022113686 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3897 JERSEY RD, FREMONT, CA 94538-6139 |
| Document Number | 0000113687 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022113687 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.37% |
| Index | Other |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 3897 JERSEY RD, FREMONT, CA 94538-6139 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3897 JERSEY RD, FREMONT, CA 94538-6139 |
| Document Number | 0000034785 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022034785 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 3897 JERSEY RD, FREMONT, CA 94538-6139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 3897 JERSEY RD, FREMONT, CA 94538-6139 |
| Document Number | 0000266823 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020266823 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 3897 Jersey Rd was $23,207.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Fremont City |
| Unified School District | Fremont Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,948,356 (+2%) Land $974,178 Building $974,178 | ||
| 2025 | $23,207.00 | $1,910,160 Land $955,080 Building $955,080 | |
| 2023 | $19,449.00 | $1,656,000 Land $496,800 Building $1,159,200 | $1,696,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3897 Jersey Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 55 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3897 Jersey Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sail Internet Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Tekify Fiber & Wireless Fixed Wireless | 580 / 125 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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