3897 Cortez Rd, Snowflake, AZ 85937 Property Records

Navajo County property record for 3897 Cortez Rd, Snowflake, AZ 85937

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.16 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$910 (Jan 2020)
Tax Bill	$8 (2025)
Deeds & Mortgages	Jan 2020 Sale May 2019 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`403-08-288`

Property Details

APN / Parcel Number

Primary APN	`403-08-288`
Alternative APN	`20308288`

Exterior

Lot Area	50,965 sqft

Location & Zoning

Street Address	3897 CORTEZ RD
City	SNOWFLAKE
State	AZ
Zip	85937
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RU-20
Legal Description	LOT 288RANCH GOLDEN HORSE #4
Legal Range	23E
Legal Township	13N
Legal Section	28
Legal Subdivision	RANCH GOLDEN HORSE #4
Legal Lot Number	288
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1043
Census Tract	963400

Owner

3897 Cortez Rd, residential vacant land, is owned by an individual who bought it in January 2020.

Source: Navajo County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 71, BAGDAD, AZ 86321-0071
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Grant Deed, Transfer NOT AVAILABLE
May 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 12, 2018	Tax Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Deed Document Number	2020151
Prior Transfer Date	May 14, 2019
Prior Transfer Doc	0000006746
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 6, 2020
Property Address	3897 CORTEZ RD, SNOWFLAKE, AZ 85937
Document Number	0000000151
Instrument Date	Dec 17, 2019
Instrument	151
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.91
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	PO BOX 71 BAGDAD AZ 863210071, BAGDAD, AZ 86321-0071

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 14, 2019
Property Address	3897 CORTEZ RD, SNOWFLAKE, AZ 85937
Document Number	0000006746
Instrument Date	May 14, 2019
Instrument	6746
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8390 E VIA DE VENTURA #F110 SCOTTSDALE AZ 852583189, F110, SCOTTSDALE, AZ 85258-3189

December 2018: Tax Deed, Transfer

Document Type	Tax Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 12, 2018
Property Address	3897 CORTEZ RD, SNOWFLAKE, AZ 85937
Document Number	0000020232
Instrument Date	Oct 8, 2018
Instrument	20232
Transaction Type	Transfer
Record Updated	Dec 20, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 3897 Cortez Rd was $8.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$2,520 (-) Land $2,520
2026			$2,520 (-) Land $2,520
2025	$8.00	$378 Land $378	$2,520 Land $2,520
2024	$8.00 (+14.29%)
2023	$7.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3897 Cortez Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3897 Cortez Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Smith Bagley Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cortez Rd

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