3897 Aldo Ct, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3897 Aldo Ct, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,903 sqft · built 2001
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,000,500 (Nov 2004)
Tax Bill	$17,550 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`102-201-15`

Property Details

APN / Parcel Number

Primary APN	`102-201-15`
Alternative APN	`102-201-15-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,903 sqft Living Area
Gross Area	3,431 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3897 ALDO CT
City	SOQUEL
State	CA
Zip	95073-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	CASA BIANCHI TR 1417
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2012
Census Tract	121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3897 ALDO CT, SOQUEL, CA 95073-2356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 4, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 3, 2017	Intrafamily Transfer, Transfer · Line of Credit SANTA CLARA COUNTY FCU
Oct 4, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2004 · Amount on Record
Deed Sale	Nov 2, 2004 · Amount on Record
Prior Sale	Mar 29, 2002 · Amount on Record
Deed Document Number	200478329
Last Transfer Date	Sep 28, 2017
Transfer Doc	0000033284
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3897 ALDO CT, SOQUEL, CA 95073-2356
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3897 ALDO CT, SOQUEL, CA 95073-2356

Mortgage

Document Number	0000009094
Date	Mar 21, 2022
Instrument	2022-0009094

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3897 ALDO CT, SOQUEL, CA 95073-2356
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3897 ALDO CT, SOQUEL, CA 95073-2356

Mortgage

Document Number	0000038636
Date	Sep 28, 2020
Instrument	2020-0038636

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3897 ALDO CT, SOQUEL, CA 95073-2356
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3897 MDO COURT, SOQUEL, CA 95073

Mortgage

Document Number	0000020355
Date	Apr 8, 2021
Instrument	2021-0020355

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3897 ALDO CT, SOQUEL, CA 95073-2356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013403
Date	Apr 20, 2020
Instrument	2020-0013403

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3897 ALDO CT, SOQUEL, CA 95073-2356
Document Number	0000028331
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3897 ALDO CT SOQUEL CA 950732356, SOQUEL, CA 95073-2356

Mortgage

Document Number	0000028331
Date	Jul 29, 2020
Instrument	28331

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 3, 2017
Property Address	3897 ALDO CT, SOQUEL, CA 95073-2356
Document Number	0000033036
Map Reference	VOL96 PG4
Instrument Date	Sep 28, 2017
Instrument	2017-0033036
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3897 ALDO CT, SOQUEL, CA 95073-2356

Mortgage

Document Number	0000033037
Date	Oct 3, 2017
Instrument	2017-0033037

Lender

Name	SANTA CLARA COUNTY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 4, 2017
Property Address	3897 ALDO CT, SOQUEL, CA 95073-2356
Document Number	0000033284
Instrument Date	Sep 28, 2017
Instrument	33284
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3897 ALDO CT SOQUEL CA 950732356, SOQUEL, CA 95073-2356

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,428,908 (+2%) Land $725,118 Building $703,790
2025	$17,550.00 (+7.13%) Homeowner's exemption	$1,400,890 (+4.04%) Land $710,900 Building $689,990
2024	$16,382.00 (+2.18%)
2023	$16,032.00 (+1.12%) Homeowner's exemption	$1,346,492 Land $683,295 Building $663,197	$1,444,950
2022	$15,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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