Horry County property record for 3896 Spruce Dr, Myrtle Beach, SC 29577
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,181 sqft · built 1958 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Mar 2016) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 446-08-04-0037 |
| Primary APN | 446-08-04-0037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Area | 288 sqft |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1862601216 |
|---|---|
| Street Address | 3896 SPRUCE DR |
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29577-5133 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SEAGATE VILLAGE PH VIII; UNIT 3896 SPRUCE |
| Legal Subdivision | SEAGATE VILLAGE PH VIII |
| Legal Unit | 3896 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 51000 |
3896 Spruce Dr, a condominium, is owned and occupied by two individuals who bought it in March 2016.
Source: Horry County records, as of February 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3896 SPRUCE DR, MYRTLE BEACH, SC 29577-5133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2016 · Amount on File |
| Deed Sale | Mar 2, 2016 · Amount on File |
| Prior Sale | Mar 23, 2005 · Amount on File |
| Deed Document Number | 0003897475 |
| Deed Book / Page | 3897 / 475 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 3896 SPRUCE DR, MYRTLE BEACH, SC 29577-5133 |
| Document Number | 6280/3261 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3896 SPRUCE DR MYRTLE BEACH SC 295775133, MYRTLE BEACH, SC 29577-5133 |
| Document Number | 6280/3261 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 006280/003261 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2050 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Myrtle Beach City |
| Unified School District | Horry County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $265,900 (+60.96%) Building $265,900 | |
| 2023 | $17,346 Building $17,346 | $165,200 Building $165,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3896 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 265 units insured incl. 150 condo units |
| Nearby Flood Claims | 3 (1989–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3896 Spruce Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MYRTLE BEACH serves 49,375 people · EPA ID SC2610001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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