Hamilton County property record for 3896 Reading Rd, Apt V, Cincinnati, OH 45229
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 2,398 sqft · built 1930 |
| Owner | Individual Name on Record |
| Tax Bill | $1,589 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-0003-0093-00 |
| Primary APN | 110-0003-0093-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,398 sqft Living Area |
| 1st Floor Area | 2,398 sqft |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Width | 14 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3896 READING RD APT V, V |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45229-1619 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT V - 5.037 % ROSE HILL CONDOMINIUM |
| Legal Subdivision | ROSE HILL |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6501 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3896 READING RD APT V, V, CINCINNATI, OH 45229-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Feb 22, 2023 | Transfer on Death Deed, Transfer |
| Nov 19, 2018 | Warranty Deed, Transfer UNION SAVINGS BANK |
| Nov 13, 2018 | Grant Deed ATTORNEY ONLY |
| Sep 12, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Sep 12, 2018 · Amount on Record |
| Last Transfer Date | Nov 13, 2018 |
| Transfer Doc | 0000100352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3896 READING RD APT V, V, CINCINNATI, OH 45229-1619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000006873 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 14586/1601 |
| Instrument | 2022-0006873 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 22, 2023 |
| Property Address | 3896 READING RD APT V, V, CINCINNATI, OH 45229-1619 |
| Document Number | 0000012457 |
| Book / Page | 14858 / 894 |
| Map Reference | MB 4244 PG 555 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 2023-0012457 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 19, 2018 |
| Property Address | 3896 READING RD APT V, V, CINCINNATI, OH 45229-1619 |
| Document Number | 0000101934 |
| Book / Page | 13798 / 00891 |
| Map Reference | DD 4244 PG 555 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 2018-0101934 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3896 READING RD APT V, V, CINCINNATI, OH 45229-1619 |
| Document Number | 0000101935 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 2018-0101935 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 13, 2018 |
| Property Address | 3896 READING RD APT V, V, CINCINNATI, OH 45229-1619 |
| Document Number | 0000100352 |
| Book / Page | 013794 / 001640 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 100352 |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 507 LAKE FOREST PKWY LOUISVILLE KY 402455103, LOUISVILLE, KY 40245-5103 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 12, 2018 |
| Property Address | 3896 READING RD APT V, V, CINCINNATI, OH 45229-1619 |
| Document Number | 0000080900 |
| Book / Page | 013751 / 000999 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 80900 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $174.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 507 LAKE FOREST PKWY LOUISVILLE KY 402455103, LOUISVILLE, KY 40245-5103 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,589.00 (+0.13%) | $25,057 (-) Land $2,800 Building $22,257 | |
| 2024 | $1,587.00 (-0.19%) | $25,057 (-) Land $2,800 Building $22,257 | |
| 2023 | $1,590.00 (-19.33%) | $25,057 (-10.4%) Land $2,800 Building $22,257 | $71,590 (-10.4%) Land $8,000 Building $63,590 |
| 2022 | $1,971.00 | $27,965 Land $4,025 Building $23,940 | |
| 2020 | $79,900 Land $11,500 Building $68,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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