Hamilton County property record for 3896 Reading Rd, Apt D, Cincinnati, OH 45229
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,558 sqft · built 1930 |
| Owner | Individual Name on Record |
| Last Sale | $74,000 (Nov 2019) |
| Tax Bill | $1,685 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-0003-0075-00 |
| Primary APN | 110-0003-0075-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Width | 14 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3896 READING RD APT D, D |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45229-1616 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT D - 3.889 % ROSE HILL CONDOMINIUM |
| Legal Subdivision | ROSE HILL |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6501 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3896 READING RD, CINCINNATI, OH 45229-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN MORTGAGE SERVICE CO |
| Nov 5, 2019 | Warranty Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on Record |
| Deed Sale | Nov 5, 2019 · Amount on Record |
| Prior Sale | Feb 9, 2007 · Amount on Record |
| Deed Document Number | 0000096962 |
| Deed Book / Page | 014038 / 002808 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3896 READING RD APT D, D, CINCINNATI, OH 45229-1616 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000072240 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 14437/2036 |
| Instrument | 2021-0072240 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 5, 2019 |
| Property Address | 3896 READING RD APT D, D, CINCINNATI, OH 45229-1616 |
| Document Number | 0000096962 |
| Book / Page | 014038 / 002808 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 96962 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3896 READING RD #D CINCINNATI OH 452291616, D, CINCINNATI, OH 45229-1616 |
| Document Number | 96963 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 014038/002810 |
| Instrument | 96963 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 4, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,685.00 (+3.12%) | $27,356 (-) Land $2,800 Building $24,556 | |
| 2024 | $1,634.00 (-2.16%) | $27,356 (-) Land $2,800 Building $24,556 | |
| 2023 | $1,670.00 (-5.28%) | $27,356 (+5.62%) Land $2,800 Building $24,556 | $78,160 (+5.62%) Land $8,000 Building $70,160 |
| 2022 | $1,763.00 Homeowner's exemption | $25,900 Land $4,025 Building $21,875 | |
| 2020 | $74,000 Land $11,500 Building $62,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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