3896 Gibralter Dr, Naples, FL 34119 Property Records

Collier County property record for 3896 Gibralter Dr, Naples, FL 34119 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2012
Square Footage2,170 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$705,000 (2020)
Tax Bill$8,542.00 (2025)

Property Details

APN / Parcel Number

Primary APN621410 1843B16
Alternative APN
  • 72640034163

Interior

Building Area2,170 sqft Living Area
1st Floor2,170 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area9,148 sqft (0.21 acres)
Depth X Width130 ft x 69 ft Depth x Width
Deck Area413 sqft Deck

Location & Zoning

Street Address3896 GIBRALTER DR
CityNAPLES
StateFL
Zip34119-8647
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSATURNIA FALLS PHASE ONE LOT 184
Legal Range26
Legal Township48
Legal Section16
Legal SubdivisionSATURNIA FALLS PHASE 1
Legal Phase1
Legal Tract621410
Legal Block1
Legal Lot Number184
JurisdictionCOLLIER FL
Minor Civil DivisionIMMOKALEE
Census Blockgroup1
Census Block1000
Census Tract11209

Owner

Source: Collier County records · APN 621410 1843B16

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3896 GIBRALTER DR, NAPLES, FL 34119-8647
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2024Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 15, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2020 · Amount on Record
Deed SaleOct 15, 2020 · Amount on Record
Prior SaleNov 12, 2015 · Amount on Record
Deed Doc Number20205938288
Deed Book / Page5830 / 573
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address3896 GIBRALTER DR, NAPLES, FL 34119-8647
Transaction TypeMortgage
Record UpdatedFeb 21, 2024
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063282057
DateFeb 08, 2024
Book Page6328/2057
Instrument6506325
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 15, 2020
Property Address3896 GIBRALTER DR, NAPLES, FL 34119-8647
Document Number0058300573
Book / Page5830 / 573
Map ReferenceMB 51 PG 1
Instrument DateOct 14, 2020
Instrument5938288
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2700 PHILLIPS PARK CT, 2700, WINTER PARK, FL 32789-6162

Transferred To (Grantee/Buyer)

NameVerified Name
Address3896 GIBRALTER DR, NAPLES, FL 34119-8647

Mortgage

Document Number0005830575
DateOct 15, 2020
Instrument5830/575
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,542.00 (-7.89%) Homeowner's exemption$910,348 (-5.06%) Land $418,953 Building $491,395$910,348 (-8.07%) Land $418,953 Building $491,395
2023$9,274.00 (+14.1%) Homeowner's exemption$958,863 (+42.82%)$990,221 (+14.19%) Land $378,410 Building $611,811
2022$8,128.00$671,378$867,151 Land $217,256 Building $649,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 610 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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