3895 Zero Mull Rd, Morganton, NC 28655 Property Records

Burke County property record for 3895 Zero Mull Rd, Morganton, NC 28655 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,692 sqft Living Area
Lot Size189,486 sqft (4.34 acres)
OccupancyOwner Occupied
Last Sale$242,000 (2018)
Tax Bill$2,111.00 (2025)

Property Details

APN / Parcel Number

Primary APN2712826667
Alternative APN
  • 47542

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,692 sqft Living Area
Gross Area4,060 sqft Gross Area
1st Floor1,692 sqft 1st Floor
Basement Area1,692 sqft Basement
Unfinished Basement1,692 sqft Unfinished
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleConventional Style
Exterior MaterialBrick Veneer Exterior
Foundation TypeMasonry Foundation
Roof MaterialAsphalt Roof
Lot Area189,486 sqft (4.34 acres)
Parking Spaces4 Parking Spaces
Garage TypeCarport Garage
Garage Area676 sqft Garage
CarportCarport
Carport Area360 sqft Carport

Exterior Amenities

Shed1 Shed
Shed Area240 sqft Shed
Deck Area16 sqft Deck
Patio Area16 sqft Patio
PorchOpen Porch
Porch Area624 sqft Porch
TopographyAbove Road/Slope Topography
Canopy Area491 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number2712826667
Street Address3895 ZERO MULL RD
CityMORGANTON
StateNC
Zip28655-6415
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3895 ZERO MULL RD MORGANTON, NC 28655
Legal SubdivisionSR 1811
JurisdictionBURKE NC
Minor Civil DivisionMORGANTON
Census Blockgroup2
Census Block2011
Census Tract21201

Owner

Source: Burke County records · APN 2712826667

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3895 ZERO MULL RD, MORGANTON, NC 28655-6415
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Deed Doc Number0002347260
Deed Book / Page2347 / 260
Record RefreshedJun 08, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMay 14, 2018
Property Address3895 ZERO MULL RD, MORGANTON, NC 28655-6415
Document Number0023470260
Book / Page2347 / 0260
Instrument DateMay 10, 2018
Instrument2017015898
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address4157 54TH AVE NE, 4157, HICKORY, NC 28601-7016

Transferred To (Grantee/Buyer)

NameVerified Name
Address3895 ZERO MULL RD, MORGANTON, NC 28655-6415

Mortgage

Document Number2017015900
DateMay 14, 2018
Instrument2017015900
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,111.00 (+3.73%)$308,327 (-) Land $30,697 Building $277,630$308,327 (-) Land $30,697 Building $277,630
2023$2,035.00$308,327 Land $30,697 Building $277,630$308,327 Land $30,697 Building $277,630

Flood & Wildfire

3895 Zero Mull Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 24th in North Carolina
Wildfire LikelihoodLow — about 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Zero Mull Rd

Nearby Streets

Search Property Records by Address or Parcel Number