3895 Rodeo Dr, Sebring, FL 33875 Property Records

Highlands County property record for 3895 Rodeo Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,792 sqft · built 1991
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Jul 2019)
Tax Bill	$1,747 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C095801400000230`

Property Details

APN / Parcel Number

Primary APN	`C095801400000230`
Alternative APN	`C-09-35-28-014-0000-0230`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Finished
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	49 sqft
Porch	Open Porch
Porch Area	258 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C095801400000230
Street Address	3895 RODEO DR
City	SEBRING
State	FL
Zip	33875-4785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	PRAIRIE OAKS VILLAGE PB 15 PG 88 LOT 23
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	PRAIRIE OAKS VILLAGE
Legal Lot Number	23
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3018
Census Tract	961301

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3895 RODEO DR, SEBRING, FL 33875-4785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 3, 2019	Warranty Deed, Transfer · FHA Mortgage CITY NATIONAL BANK OF FLORIDA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Jun 15, 2010 · Amount on Record
Deed Document Number	1946922
Deed Book / Page	2701 / 0161
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3895 RODEO DR, SEBRING, FL 33875-4785
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3895 RODEO DR, SEBRING, FL 33875-4785

Mortgage

Document Number	0002170175
Date	Sep 20, 2023
Book Page	2999/1704
Instrument	2170175

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Aug 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3895 RODEO DR, SEBRING, FL 33875-4785
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3895 RODEO DR, SEBRING, FL 33875-4785

Mortgage

Document Number	0002068524
Date	Dec 15, 2021
Book Page	2871/1026
Instrument	2068524

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 3, 2019
Property Address	3895 RODEO DR, SEBRING, FL 33875-4785
Document Number	0001946922
Book / Page	2701 / 0161
Map Reference	MB 15 PG 88
Instrument Date	Jul 2, 2019
Instrument	1946922
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,329.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3895 RODEO DR, 3895, SEBRING, FL 33875-4785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5021 SUGAR BAY ST, SEBRING, FL 33872-2116

Mortgage

Document Number	0002701163
Date	Jul 3, 2019
Instrument	2701/163

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,295 (+7.01%)	$225,492 (+7.25%) Land $21,210 Building $204,282
2024	$1,747.00 (+2.83%)
2023	$1,699.00 (+1.98%) Homeowner's exemption	$140,452 (+3%)	$210,245 (+19.59%) Land $18,180 Building $192,065
2022	$1,666.00 Homeowner's exemption	$136,361	$175,799 Land $18,180 Building $157,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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