3895 Petrified Forest Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3895 Petrified Forest Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,316 sqft · built 1976
Lot Size	0.222 acres (9,659 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (May 2018)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Nov 2019 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093.006.02002083`

Property Details

APN / Parcel Number

Primary APN	`093.006.02002083`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,316 sqft
Basement Area	140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	9,659 sqft (0.222 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	532 sqft
Porch	Open Frame Porch
Porch Area	56 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3895 PETRIFIED FOREST DR
City	ARNOLD
State	MO
Zip	63010-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	CRYSTAL WOOD ESTS 2 LOT 8
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	CRYSTAL WOOD ESTS 2
Legal Block	4
Legal Lot Number	8
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	4
Census Block	4003
Census Tract	700117

Owner

3895 Petrified Forest Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3895 PETRIFIED FOREST DR, ARNOLD, MO 63010-4150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN MTG
May 15, 2018	Grant Deed, Transfer · FHA Mortgage GERSHMAN MTG
Jan 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2018 · Amount on File
Deed Sale	May 15, 2018 · Amount on File
Prior Sale	Jan 2, 2018
Deed Document Number	201814466
Prior Transfer Date	Jul 28, 2000
Prior Transfer Doc	1013002177
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3895 PETRIFIED FOREST DR, ARNOLD, MO 63010-4150
Document Number	0000036335
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3895 PETRIFIED FOREST DR ARNOLD MO 630104150, ARNOLD, MO 63010-4150

Mortgage

Document Number	0000036335
Date	Nov 19, 2019
Instrument	36335

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 15, 2018
Property Address	3895 PETRIFIED FOREST DR, ARNOLD, MO 63010-4150
Document Number	0000014466
Instrument Date	Mar 30, 2018
Instrument	14466
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3895 PETRIFIED FOREST DR ARNOLD MO 630104150, ARNOLD, MO 63010-4150

Mortgage

Document Number	14467
Date	May 15, 2018
Instrument	14467

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 2, 2018
Property Address	3895 PETRIFIED FOREST DR, ARNOLD, MO 63010-4150
Document Number	0000000187
Instrument Date	Dec 14, 2017
Instrument	187
Transaction Type	Foreclosure
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900

Tax Assessment & Valuation

The 2025 property tax bill for 3895 Petrified Forest Dr was $1,464, down 0.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,200 (-) Land $1,800 Building $20,400	$116,700 (-) Land $9,400 Building $107,300
2025	$1,464.00 (-0.41%)	$22,200 Land $1,800 Building $20,400	$116,700 (-) Land $9,400 Building $107,300
2024	$1,470.00 (+0.62%)		$116,700 (+7.46%) Land $9,400 Building $107,300
2023	$1,461.00	$20,600 Land $1,800 Building $18,800	$108,600 Land $9,400 Building $99,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3895 Petrified Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3895 Petrified Forest Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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