3895 Oro St, Redding, CA 96001 Property Records

Shasta County property record for 3895 Oro St, Redding, CA 96001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,163 sqft · built 1976
Lot Size	0.569 acres (24,829 sqft)
Owner	2 Company Names on Record
Last Sale	$620,000 (Apr 2025)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`104-550-067-000`

Property Details

APN / Parcel Number

Primary APN	`104-550-067-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,163 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Construction Type	Wood
Foundation Type	Concrete
Lot Area	24,829 sqft (0.569 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	104550067000
Street Address	3895 ORO ST
City	REDDING
State	CA
Zip	96001-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	3
Census Block	3018
Census Tract	10602

Owner

Source: Shasta County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	3895 ORO ST, REDDING, CA 96001-2941
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST CU
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST CU
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 6, 2017	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK
Jan 6, 2017	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 14, 2025 · Amount on Record
Deed Sale	Apr 14, 2025 · Amount on Record
Prior Sale	Jan 6, 2017 · Amount on Record
Deed Document Number	2025-0007442
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3895 ORO ST, REDDING, CA 96001-2941
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3895 ORO ST, REDDING, CA 96001-2941

Mortgage

Document Number	0000021637
Date	Oct 6, 2023
Instrument	2023-0021637

Lender

Name	MEMBERS 1ST CU
Type	Credit Union
Address	REDDING, CA 96003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3895 ORO ST, REDDING, CA 96001-2941
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3895 ORO ST, REDDING, CA 96001-2941

Mortgage

Document Number	0000036194
Date	Dec 7, 2022
Instrument	2022-0036194

Lender

Name	MEMBERS 1ST CU
Type	Credit Union
Address	REDDING, CA 96003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3895 ORO ST, REDDING, CA 96001-2941
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3895 ORO ST, REDDING, CA 96001-2941

Mortgage

Document Number	0000036634
Date	Aug 31, 2021
Instrument	2021-0036634

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3895 ORO ST, REDDING, CA 96001-2941
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012289
Date	Apr 22, 2020
Instrument	2020-0012289

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jan 6, 2017
Property Address	3895 ORO ST, REDDING, CA 96001-2941
Document Number	0000000510
Map Reference	PM15 PG36
Instrument Date	Jan 5, 2017
Instrument	2017-0000510
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3895 ORO ST, REDDING, CA 96001-2941

Mortgage

Document Number	0000000511
Date	Jan 6, 2017
Instrument	2017-0000511

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SHASTA CA
Recording Date	Jan 6, 2017
Property Address	3895 ORO ST, REDDING, CA 96001-2941
Document Number	0000000509
Instrument Date	Jan 5, 2017
Instrument	509
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	701 GIVENS RD #B RED BLUFF CA 960804482, B, RED BLUFF, CA 96080-4482

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Elementary School District	Redding Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,965.00 (+2.99%)	$378,374 (+4.04%) Land $46,420 Building $331,954
2023	$3,850.00 (+1.72%)	$363,683 Land $44,618 Building $319,065
2022	$3,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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