3895 High Bluff Dr, Largo, FL 33770 Property Records

Pinellas County property record for 3895 High Bluff Dr, Largo, FL 33770 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,189 sqft · built 1960
Lot Size	0.18 acres (7,867 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jun 2018)
Tax Bill	$5,249 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-1953-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-1953-1`
Alternative APNs	`05-30-15-35982-001-0210` `153005359820010210` `R47765`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,189 sqft Heated Area
1st Floor Area	2,189 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1994
Architectural Style	Dome
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	7,867 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Finished/Screened Porch
Porch Area	209 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R47765
Old Parcel Number	153005359820010210
Street Address	3895 HIGH BLUFF DR
City	LARGO
State	FL
Zip	33770-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR HILLS BLK A, LOT 21
Legal Range	15
Legal Township	30
Legal Section	05
Legal Subdivision	HARBOR HILLS
Legal Block	A
Legal Lot Number	21
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	25210

Owner

Source: Pinellas County records · APN C62-000-749-1953-1

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3895 HIGH BLUFF DR, LARGO, FL 33770-4602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Loan Modification, Mortgage QUICKEN LNS
Jun 08, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2018 · Amount on Record
Deed Sale	Jun 08, 2018 · Amount on Record
Prior Sale	Mar 12, 2012 · Amount on Record
Deed Document Number	2018183076
Deed Book / Page	20083 / 0851
Record Updated	Jun 08, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	3895 HIGH BLUFF DR, LARGO, FL 33770-4602
Document Number	0206211902
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 06, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3895 HIGH BLUFF DR LARGO FL 337704602, LARGO, FL 33770-4602

Mortgage

Document Number	0206211902
Date	Jul 22, 2019
Book Page	020621/001902
Instrument	229724

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Interest

Rate	4.25%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 08, 2018
Property Address	3895 HIGH BLUFF DR, LARGO, FL 33770-4602
Document Number	0200830851
Book / Page	020083 / 000851
Instrument Date	Jun 08, 2018
Instrument	183076
Transaction Type	Transfer
Record Updated	Jul 09, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3895 HIGH BLUFF DR LARGO FL 337704602, LARGO, FL 33770-4602

Mortgage

Document Number	200830854
Date	Jun 08, 2018
Book Page	020083/000854
Instrument	183077

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 07, 2048

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,249.00 (+10.07%) Homeowner's exemption	$336,179 (+8.42%)	$490,668 (+7.37%) Land $188,424 Building $302,244
2023	$4,769.00 (+2.45%) Homeowner's exemption	$310,074 (+3%)	$456,995 (+18.02%) Land $260,319 Building $196,676
2022	$4,655.00 Homeowner's exemption	$301,043	$387,234 Land $230,897 Building $156,337

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030252102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 263 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	186 (2024)
Claims Outside the SFHA	2 of 186
Most Recent Claim	Oct 2024, other causes, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 10 claims Hurricane Helene, Oct 2024 · 175 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 446 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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