3895 Gumtree Rd, Winston Salem, NC 27107 Property Records

Davidson County property record for 3895 Gumtree Rd, Winston Salem, NC 27107

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,750 sqft · built 1986
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2020)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-003-0-000-0054`

Property Details

APN / Parcel Number

Primary APN	`13-003-0-000-0054`
Alternative APN	`9247704`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,750 sqft Total Area
1st Floor Area	1,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	31,363 sqft (0.72 acres)
Lot Width	400 ft Width
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Patio Area	54 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9247704
Street Address	3895 GUMTREE RD
City	WINSTON SALEM
State	NC
Zip	27107-9399
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS
Legal Description	L54 BK2417-365 GUMTREE RD
Jurisdiction	DAVIDSON NC
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1020
Census Tract	60202

Owner

3895 Gumtree Rd, a rural home, is owned and occupied by an individual who bought it in July 2020.

Source: Davidson County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3895 GUMTREE RD, WINSTON SALEM, NC 27107-9399
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Prior Sale	Jun 1, 1991 · Amount on File
Deed Document Number	202014431
Deed Book / Page	2417 / 365
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jul 8, 2020
Property Address	3895 GUMTREE RD, WINSTON SALEM, NC 27107-9399
Document Number	0024170365
Book / Page	2417 / 365
Instrument Date	Jul 8, 2020
Instrument	2020000014431
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4821 FRIENDSHIP LEDFORD RD, 4821, WINSTON SALEM, NC 27107-8010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3895 GUMTREE RD, WINSTON SALEM, NC 27107-9399

Mortgage

Document Number	2020000014432
Date	Jul 8, 2020
Instrument	2020000014432

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3895 Gumtree Rd was $1,266.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Municipality	Wallburg Town
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,060 (-)	$181,060 (-) Land $25,340 Building $155,720
2025	$1,266.00	$181,060	$181,060 Land $25,340 Building $155,720
2023	$1,216.00	$176,340	$176,340 Land $25,340 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3895 Gumtree Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3895 Gumtree Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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