3895 Cumberland Dr, Youngstown, OH 44515 Property Records

Mahoning County property record for 3895 Cumberland Dr, Youngstown, OH 44515

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1959
Lot Size	0.31 acres (13,547 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (May 2014)
Tax Bill	$1,993 (2024)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-007-0-112.00-0`

Property Details

APN / Parcel Number

Primary APN	`48-007-0-112.00-0`
Alternative APN	`00001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	1,240 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	13,547 sqft (0.31 acres)
Lot Dimensions	188 ft deep x 72 ft wide
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	119 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Account Number	00001
Street Address	3895 CUMBERLAND DR
City	YOUNGSTOWN
State	OH
Zip	44515-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 149 72 X 188 REP HIGHLAND PK PL 3
Legal Subdivision	HIGHLAND PARK
Legal Lot Number	149 72
Jurisdiction	MAHONING OH
Township / Civil Division	AUSTINTOWN
Census Block Group	1
Census Block	1005
Census Tract	812302

Owner

3895 Cumberland Dr is owned and occupied by an individual who acquired it in February 2022.

Source: Mahoning County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3895 CUMBERLAND DR, YOUNGSTOWN, OH 44515-4610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2014 · Amount on File
Deed Sale	May 2, 2014 · Amount on File
Prior Sale	May 2, 2014 · Amount on File
Deed Document Number	06080/1711
Deed Book / Page	6080 / 1711
Last Transfer Date	Feb 11, 2022
Transfer Doc	006501/178
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAHONING OH
Recording Date	Feb 11, 2022
Property Address	3895 CUMBERLAND DR, YOUNGSTOWN, OH 44515-4610
Document Number	006501/178
Book / Page	6501 / 178
Map Reference	VOL 42 PG 255
Instrument Date	Jan 24, 2022
Instrument	202200003429
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	ASSURED SETTLEMENT SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3895 CUMBERLAND DR, YOUNGSTOWN, OH 44515-4610

Mortgage

Document Number	202200003430
Date	Feb 11, 2022
Instrument	202200003430

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Austintown Township
Unified School District	Austintown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,993.00 (+1.79%)	$43,230 (-) Land $6,000 Building $37,230
2023	$1,958.00 (+12.34%)	$43,230 (+40.08%) Land $6,000 Building $37,230	$123,500 (+40.05%) Land $17,140 Building $106,360
2022	$1,743.00	$30,860 Land $5,640 Building $25,220	$88,180 Land $16,120 Building $72,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3895 Cumberland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3895 Cumberland Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Armstrong Fiber	1,000 / 1,000

May also be available: Spectrum, Verizon.

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