3895 Chesapeake St, Springdale, AR 72762 Property Records

Benton County property record for 3895 Chesapeake St, Springdale, AR 72762

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,430 sqft · built 1995
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2020)
Tax Bill	$3,875 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00523-000`

Property Details

APN / Parcel Number

Primary APN	`21-00523-000`
Alternative APNs	`126399.0` `126399`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,430 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	2,430 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	1,520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	123 sqft
Porch	Open Porch
Porch Area	204 sqft
Deck Area	25 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3895 CHESAPEAKE ST
City	SPRINGDALE
State	AR
Zip	72762-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	23
Legal Subdivision	MONTICELLO SUB-SPRINGDALE
Legal Lot Number	54
Jurisdiction	BENTON AR
Township / Civil Division	4
Census Block Group	2
Census Block	2006
Census Tract	21314

Owner

Source: Benton County assessment roll, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3895 CHESAPEAKE ST, SPRINGDALE, AR 72762-8262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage ARVEST BANK
Mar 4, 2020	Warranty Deed, Transfer · VA Mortgage ARVEST MTG
Dec 23, 2019	Trustee's Deed, Construction Loan · Line of Credit ARVEST MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Sep 7, 2016 · Amount on Record
Deed Document Number	202011840
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3895 CHESAPEAKE ST, SPRINGDALE, AR 72762-8262
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3895 CHESAPEAKE ST, SPRINGDALE, AR 72762-8262

Mortgage

Document Number	L202569087
Date	Dec 9, 2025
Instrument	L202569087

Lender

Name	ARVEST BANK
Type	Bank
Address	1627 E JOYCE BLVD, FAYETTEVILLE, AR 72703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 8, 2050

Interest

Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3895 CHESAPEAKE ST, SPRINGDALE, AR 72762-8262
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020272
Date	Mar 19, 2021
Instrument	2021020272

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 4, 2020
Property Address	3895 CHESAPEAKE ST, SPRINGDALE, AR 72762-8262
Document Number	0000011840
Instrument Date	Feb 27, 2020
Instrument	11840
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	MERCURY TITLE COMPANY, MERCURY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3895 CHESAPEAKE ST SPRINGDALE AR 727628262, SPRINGDALE, AR 72762-8262

Mortgage

Document Number	11841
Date	Mar 4, 2020
Instrument	11841

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BENTON AR
Recording Date	Dec 23, 2019
Property Address	3895 CHESAPEAKE ST, SPRINGDALE, AR 72762-8262
Instrument Date	Dec 13, 2019
Instrument	68884
Transaction Type	Construction Loan
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3895 CHESAPEAKE ST SPRINGDALE AR 727628262, SPRINGDALE, AR 72762-8262

Mortgage

Document Number	0000068884
Date	Dec 23, 2019
Instrument	68884

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 22, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,875.00 (+17.32%)	$91,859 (+48.23%) Land $24,000 Building $67,859	$459,295 (-) Land $120,000 Building $339,295
2024			$459,295 (+48.23%) Land $120,000 Building $339,295
2023	$3,303.00	$61,970 Land $15,200 Building $46,770	$309,850 Land $76,000 Building $233,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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