Lake County property record for 38946 Merrell Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 640 sqft · built 1961 |
| Lot Size | 0.436 acres (18,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,000 (Apr 1995) |
| Tax Bill | $1,535 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-18-26-0002-000-00401 |
| Primary APN | 24-18-26-0002-000-00401 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 640 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 18,999 sqft (0.436 acres) |
| Lot Dimensions | 125 ft deep x 160 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 72 sqft |
| Heating System | HVAC |
|---|
| Account Number | 1407222 |
|---|---|
| Street Address | 38946 MERRELL AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | W 140.57 FT OF N 160 FT OF E 1/2 OF NE 1/4 OF NW 1/4 OF NW 1/4--LESS W 16.57 FT & LESS RD R/W-- ORB 1355 PG 280 ORB 3222 PG 2139 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 24 |
| Legal Quarter | 2 |
| Legal Tract | 0002 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 30109 |
38946 Merrell Ave is owned by an individual who acquired it in August 1999.
Source: Lake County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5231 COUNTY ROAD 144, WILDWOOD, FL 34785-7502 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 1995 · Amount on File |
| Deed Sale | Apr 5, 1995 · Amount on File |
| Deed Book / Page | 1355 / 280 |
| Last Transfer Date | Aug 6, 1999 |
| Transfer Doc | 0032222139 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,513 (-) Land $59,076 Building $21,437 | $80,513 (-) Land $59,076 Building $21,437 | |
| 2025 | $80,513 Land $59,076 Building $21,437 | $80,513 Land $59,076 Building $21,437 | |
| 2024 | $1,535.00 (+47.31%) | ||
| 2023 | $1,042.00 (+20.32%) | $36,114 (-) | $36,114 (-) Land $15,360 Building $20,754 |
| 2022 | $866.00 | $36,114 | $36,114 Land $15,360 Building $20,754 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38946 Merrell Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38946 Merrell Ave is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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