3894 Upper River Rd, Gray, GA 31032 Property Records

Jones County property record for 3894 Upper River Rd, Gray, GA 31032 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Split Level
Year Built	Built 1992
Square Footage	2,136 sqft Heated Area
Lot Size	138,085 sqft (3.17 acres)
Occupancy	Owner Occupied

Property Details

APN / Parcel Number

Primary APN	`J50B-030`
Alternative APNs	`J50B00 030` `1777`

Interior

Full Baths	2 Baths
Building Area	2,136 sqft Heated Area
1st Floor	192 sqft 1st Floor
2nd Floor	972 sqft 2nd Floor
Stories	2 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Architectural Style	Split Level Style
Exterior Material	Vinyl Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	138,085 sqft (3.17 acres)

Exterior Amenities

Patio Area	180 sqft Patio
Porch	Open Porch
Porch Area	48 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	1777
Old Parcel Number	J50B00030
Street Address	3894 UPPER RIVER RD
City	GRAY
State	GA
Zip	31032-3850
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT2 UPPER RIVER RD PB6-134 DB577/198
Legal Subdivision	RIVER SUMMT
Legal Lot Number	2
Jurisdiction	JONES GA
Minor Civil Division	GRAY-MACON EAST
Census Blockgroup	1
Census Block	1009
Census Tract	30101

Owner

Source: Jones County records · APN J50B-030

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3894 UPPER RIVER RD, GRAY, GA 31032-3850
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	3894 UPPER RIVER RD, GRAY, GA 31032-3850
Document Number	0009480172
Book / Page	000948 / 000172
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 02, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3894 UPPER RIVER RD GRAY GA 310323850, GRAY, GA 31032-3850

Mortgage

Document Number	0009480172
Date	May 04, 2017
Book Page	000948/000172
Instrument	1598

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2047

Tax Assessment & Valuation

Source: Jones County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$83,503 (+45.51%) Land $16,086 Building $67,417	$208,758 (+45.51%) Land $40,215 Building $168,543
2023	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$57,388 Land $10,724 Building $46,664	$143,469 Land $26,810 Building $116,659

Flood & Wildfire

3894 Upper River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Jones County (13169C), updated October 13, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 52nd percentile of exposed land nationally · 72nd in Georgia
Wildfire Likelihood	Moderate — about 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.